Humble, TX vs. Pearland, TX: Cost of Living Comparison (2025)
Choosing between the Houston suburbs of Humble and Pearland? This cost of living comparison breaks down housing, utilities, groceries and more to help you decide which city fits your lifestyle and budget in 2025. All income figures are expressed in gross monthly amounts (pre-tax).
Let’s follow along with the fictional Johnson family as they weigh the pros and cons of each city for their upcoming relocation.
1. Housing Costs
Housing is often the biggest factor in cost of living. Here’s how typical rent and mortgage prices compare:
| Housing Type | Humble | Pearland |
|---|---|---|
| 2BR Apartment Rent | $1,450 | $1,650 |
| 3BR Home Mortgage | $1,850 | $2,200 |
🏆 Winner: Humble. Renting a 2-bedroom or buying a 3-bedroom home is about 12-15% cheaper in Humble compared to Pearland.
The Johnsons note they could save over $300 per month on housing by choosing Humble. But is the lower cost worth the longer commute to work? They decide to keep comparing.
2. Utilities and Energy Costs
Texas summers mean high A/C bills. Here’s what the Johnsons can expect to pay monthly for utilities in each city:
- Humble: $180-$220 (lower in winter)
- Pearland: $200-$240 (lower in winter)
Both cities offer “free nights” electricity plans to help shave costs. The Johnsons estimate they could save about $20/month on utilities in Humble.
🏆 Winner: Humble, but it’s close. Utility costs are similar in both cities.
3. Groceries and Daily Expenses
Groceries, gas, and everyday items cost about the same in Humble and Pearland. The Johnsons budget $800/month for a family of 4. Eating out is also comparable, averaging $12-15 per person for a basic meal.
🏆 Winner: Tie. No major cost differences for groceries and daily spending.
4. Taxes and Fees
Property taxes hover around 2.3% in Humble and 2.5% in Pearland. For a $350K home, that’s a difference of about $60/month. City service fees are similar.
🏆 Winner: Humble. Lower property taxes add up to hundreds in yearly savings.
5. Cost Summary
| Monthly Expense | Humble | Pearland |
|---|---|---|
| Housing (3BR mortgage) | $1,850 | $2,200 |
| Utilities | $200 | $220 |
| Groceries | $800 | $800 |
| Transportation | $300 | $250 |
| Taxes & Fees | $600 | $660 |
| Misc Expenses | $500 | $500 |
| Estimated Monthly Total | $4,250 | $4,630 |
6. Lifestyle Fit
Humble offers a slower pace and more affordable housing, but Pearland boasts top-rated schools and an easier commute to Houston. Some key tradeoffs:
- Pearland homes are about 20% pricier than in Humble
- Humble offers more green space while Pearland is more walkable
- Commuting from Pearland to central Houston averages 15 minutes less each way
7. FAQs
Q: Is Humble more affordable than Pearland?
A: Yes, Humble has lower housing costs and property taxes, making it about 10% cheaper overall. Check out this full cost of living overview for Humble.
Q: Which city has cheaper rent?
A: Humble. Renting a 2-bedroom apartment averages $1,450/month in Humble compared to $1,650 in Pearland.
Q: Where is it less expensive to buy a home?
A: Humble. A typical 3BR home mortgage runs about $1,850/month in Humble versus $2,200/month in Pearland.
8. Conclusion
For the budget-conscious, Humble offers the best value. A household moving from Pearland to Humble might save $400/month on housing and taxes alone. However, Pearland’s location and amenities make it worth the premium for some.
Ultimately, the Johnsons decide Humble is the better financial fit. Saving on monthly expenses like these common costs in Humble will help them build a stronger financial foundation in their new hometown.
Considering other Houston suburbs? Check out our cost of living comparisons for Spring, Sugar Land, and The Woodlands to explore all your options.