Humble is considered moderately affordable in 2025, with average rent for a 2-bedroom apartment around $1,450 and slightly lower utility costs compared to the national average.
In 2025, the median household income in Humble is $68,000 annually or about $5,670 per month before taxes. To live comfortably, a single person needs to budget around $3,200 per month while a family of four should plan for at least $6,500 monthly.
Housing Costs in Humble
Housing is the biggest expense for most Humble residents. Typical options include apartments, townhomes, and single-family houses. Prices vary based on neighborhood, size, and amenities.
Renting a 2-bedroom apartment in Humble averages $1,450 per month as of 2025. Prices range from $1,100 in older complexes up to $1,800 for newer luxury units. Most rentals include basic appliances, with some featuring in-unit laundry.
Buying a home is also relatively affordable. A standard 3-bedroom, 2-bathroom house sells for around $280,000 to $350,000 depending on the neighborhood. Popular communities like Fall Creek and Balmoral tend to have higher prices and HOA fees of $50-100 monthly.
Utilities and Energy Bills
Basic utilities in Humble cost about $180 per month for a 2-bedroom apartment. This includes electricity, water, trash, and sewer. Expect to pay more in the hot summer months due to increased AC usage.
Internet and cable packages start at $70 for basic speeds. Cell phone plans with data average $40-60 per line monthly.
| Utility | Estimated Monthly Cost |
|---|---|
| Electricity | $110 |
| Water + Sewer | $50 |
| Trash | $20 |
| Internet | $70 |
Groceries and Daily Expenses
Food costs in Humble are on par with the Houston metro average. Plan to spend around $350 per person monthly on groceries, household items, and dining out.
A gallon of milk is about $3.50, while a dozen eggs cost $2.80. Bread averages $2.30 per loaf. Eating a meal out ranges from $12 at a casual restaurant up to $50+ per person at upscale establishments.
Taxes and Fees
Texas has no state income tax, which helps keep the overall cost of living down. However, sales tax in Humble is 8.25%, combining the state rate of 6.25% and the local city/county rates.
Property taxes are also relatively high. Humble homeowners pay an average of 2.5% of their assessed home value annually. On a $300,000 house, that equals $7,500 per year or $625 per month.
Vehicle registration fees are $50-80 annually, depending on the type of vehicle. Drivers must also pay for insurance, which averages $100 per month for basic liability coverage.
Monthly Cost of Living in Humble
| Expense Category | Single Person | Couple | Family of 4 |
|---|---|---|---|
| Housing (rent or mortgage) | $1,450 | $1,600 | $2,200 |
| Utilities | $250 | $300 | $450 |
| Groceries & dining out | $400 | $700 | $1,200 |
| Transportation | $300 | $500 | $800 |
| Healthcare | $250 | $500 | $800 |
| Miscellaneous | $400 | $600 | $1,000 |
| Total Monthly Expenses | $3,050 | $4,200 | $6,450 |
| Recommended Gross Income | $3,800 | $5,250 | $8,050 |
Note: Recommended gross income is calculated as monthly expenses + 25% for taxes and savings. All figures are estimates and will vary based on individual lifestyle.
Lifestyle Considerations
Living in Humble offers a good balance of affordability and convenience. Commute times into central Houston average 30-40 minutes, but many residents work locally. The city has several business parks and major employers like Memorial Hermann Northeast Hospital.
Humble is known for its excellent parks and recreation facilities, including the 55-acre Lindsay/Lyons Park and Sports Complex. Families appreciate the strong public school system and kid-friendly amenities.
While Humble has plenty of shops and restaurants, it maintains a slightly slower pace than the heart of Houston. Residents trade the most cutting-edge urban amenities for more space, easier parking, and a close-knit community feel.
Frequently Asked Questions
- Is Humble a good place to live?
Yes, Humble offers an appealing mix of affordability, convenience, and family-friendly amenities. The city has low crime rates, good schools, and ample parks and recreation. - How much do you need to make to live comfortably in Humble?
To live comfortably, a single person should make at least $3,800 per month before taxes. A couple needs around $5,250 monthly, while a family of four should budget $8,050. - Is Humble cheaper than Houston?
Yes, the cost of living in Humble is about 5% lower than in central Houston. Housing costs are the most significant difference, with Humble rents and home prices well below inner loop neighborhoods. - What salary do you need to buy a house in Humble?
To afford a median-priced home in Humble, which costs around $300,000, you’ll need to make at least $80,000 per year. This assumes a 10% down payment and keeps your housing costs under 30% of your income. - Is Humble safe?
Humble has low crime rates compared to the national average. Violent crime is rare, and most neighborhoods feel very safe, even at night. As always, exercise normal city precautions. - What is the job market like in Humble?
Humble has a strong local job market, with major industries including healthcare, retail, and education. The city’s unemployment rate is consistently lower than the national average. Many residents also commute to jobs throughout the Houston metro.