Hillsboro, OR vs. Tigard, OR: Cost of Living Comparison (2025)
Considering a move to Hillsboro or Tigard, Oregon? Let’s break down the key cost of living differences between these two Portland suburbs:
- 🏘️ Housing costs: 10-15% lower in Hillsboro
- ⚡ Utilities: Similar in both cities
- 🛒 Groceries: 5% cheaper in Tigard
- 🚗 Transportation: Tigard has better public transit access
- 💸 Taxes: Property taxes slightly higher in Tigard
This article provides a detailed cost of living comparison of Hillsboro vs Tigard. It’s perfect for families relocating, professionals choosing between job offers, or anyone comparing the real costs of living in these two cities in 2025.
1. Housing Costs
Housing is the biggest factor in the cost of living difference between Hillsboro and Tigard. Here’s how typical housing costs compare:
| Housing Type | Hillsboro | Tigard |
|---|---|---|
| 2BR Apartment (Monthly Rent) | $1,600 | $1,800 |
| 3BR Home (Median Price) | $450,000 | $500,000 |
🏆 Winner: Hillsboro. Housing costs, both for renting and buying, are 10-15% lower on average in Hillsboro compared to Tigard.
2. Utilities and Energy Costs
Utility costs, including electricity, natural gas, water, and sewer, are fairly similar between Hillsboro and Tigard. The typical household in either city can expect to pay around $200-250 per month for utilities.
Both cities experience mild winters and warm summers, so seasonal fluctuations in energy bills are minimal. Residents in both cities can take advantage of off-peak electricity plans to save.
🏆 Winner: Tie. Utility costs are comparable in Hillsboro and Tigard.
3. Groceries and Daily Expenses
The cost of groceries, dining out, and everyday goods are slightly lower in Tigard compared to Hillsboro. Expect to pay around 5% less on average for the same basket of goods in Tigard grocery stores and restaurants.
🏆 Winner: Tigard, but only by a small margin. Groceries and daily expenses are a bit cheaper in Tigard.
4. Taxes and Fees
Both Hillsboro and Tigard have similar property tax rates around 1.5% of assessed value. However, with Tigard’s higher housing costs, the actual dollar amount paid is slightly higher for the same home value.
City service fees, such as for utilities and permits, are comparable. HOA fees in both cities typically range from $200-400 per month, often including amenities like landscaping and trash service.
🏆 Winner: Hillsboro. With lower housing costs, Hillsboro residents pay slightly less in property taxes and HOA fees for similar homes.
Cost Summary Table
| Cost Category | Hillsboro | Tigard |
|---|---|---|
| Housing (3BR Home) | $2,500 | $2,800 |
| Utilities | $225 | $225 |
| Groceries | $800 | $760 |
| Transportation | $150 | $100 |
| Taxes & Fees | $600 | $650 |
| Misc Expenses | $500 | $500 |
| Estimated Monthly Total | $4,775 | $5,035 |
Figures above are estimates based on typical costs for a family of four, expressed as gross monthly amounts (pre-tax). See our Monthly Budget Examples for Hillsboro Residents for more details.
Lifestyle Fit
While Hillsboro offers a lower overall cost of living, Tigard has some lifestyle advantages:
- Tigard is closer to downtown Portland, meaning shorter commutes
- Tigard has more extensive public transit, with both bus and light rail options
- Tigard’s neighborhoods are slightly denser and more walkable
On the other hand, Hillsboro offers:
- More affordable housing, both for renting and buying
- A small town feel while still being close to big city amenities
- Newer housing stock and planned communities
Quick Fact: Hillsboro gets about 10% more rainfall annually than Tigard. If you prefer less gray weather, Tigard may be the better choice.
Frequently Asked Questions
Q: Is Hillsboro more affordable than Tigard?
A: Yes, Hillsboro has a lower overall cost of living than Tigard, primarily due to lower housing costs. For the same size home, expect to pay 10-15% less in Hillsboro.
Q: Which city has lower rent, Hillsboro or Tigard?
A: Hillsboro has lower rental costs. A typical 2-bedroom apartment rents for around $1,600/month in Hillsboro, compared to $1,800/month in Tigard.
Q: Is it cheaper to buy a home in Hillsboro or Tigard?
A: Hillsboro has lower home prices. The median price for a 3-bedroom home is around $450,000 in Hillsboro, compared to $500,000 in Tigard.
The Bottom Line
For those looking to save on housing and overall costs, Hillsboro is the more affordable choice. A family moving from Tigard to Hillsboro could easily save $300 or more per month on housing alone.
However, Tigard’s closer proximity to Portland and better public transit may make it worth the extra cost for some. It’s a question of budget vs. lifestyle priorities.
Ultimately, both Hillsboro and Tigard are great places to live, offering a suburban lifestyle with easy access to all Portland has to offer. For more details, check out our full Cost of Living in Hillsboro guide for 2025.