Hillsboro, OR vs. Portland, OR: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Hillsboro vs Portland. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Hillsboro vs Portland in 2025.
1. Housing Costs
Housing is typically the biggest factor in cost of living. Here’s how Hillsboro and Portland compare for common housing options:
| Housing Type | Hillsboro | Portland |
|---|---|---|
| Median 2BR Apartment Rent | $1,750 | $2,200 |
| Median 3BR Home Price | $550,000 | $725,000 |
🏆 Winner: Hillsboro
2. Utilities and Energy Costs
Utility costs are fairly similar between Hillsboro and Portland. Expect to pay around $150-200 per month for electricity, gas, water, and trash. Both cities have mild climates, so heating and cooling costs are moderate year-round.
🏆 Winner: Tie
3. Groceries and Daily Expenses
Grocery prices tend to be 5-10% lower in Hillsboro compared to Portland. A family of four might spend around $800 per month on groceries in Hillsboro vs. $900 in Portland.
Eating out is also more affordable in Hillsboro. A meal at a mid-range restaurant averages $50 for two in Hillsboro compared to $65 in Portland.
🏆 Winner: Hillsboro
4. Taxes and Fees
Oregon has no sales tax, so that’s one less expense to worry about in both cities. However, property taxes are higher in Portland at 1.2% vs. 0.9% in Hillsboro.
HOA fees tend to be lower in Hillsboro. In Hillsboro, HOA fees often include landscaping and trash, ranging from $200-400 per month. Portland HOAs are pricier at $300-600 monthly.
🏆 Winner: Hillsboro
5. Cost Summary Table
| Category | Hillsboro | Portland |
|---|---|---|
| Housing (3BR Home) | $2,750 | $3,625 |
| Utilities | $175 | $180 |
| Groceries | $800 | $900 |
| Transportation | $75 | $100 |
| Taxes & Fees | $350 | $475 |
| Misc Expenses | $500 | $600 |
| Estimated Monthly Total | $4,650 in Hillsboro | $5,880 in Portland |
Note: All income figures are expressed in gross monthly income (pre-tax).
6. Lifestyle Fit
While Hillsboro offers more affordable living, Portland provides a vibrant city life with walkable neighborhoods and ample public transit. Portland has more public transportation options, while most Hillsboro residents rely on driving.
Hillsboro is ideal for families seeking space and good schools, with a quieter suburban feel. Portland suits young professionals who prefer restaurants, nightlife, and culture over square footage.
7. FAQ Section
- Is Hillsboro more affordable than Portland? Yes, the cost of living is around 20% lower in Hillsboro compared to Portland.
- Which city has lower rent? Hillsboro has lower rental prices, with a typical 2BR apartment costing $450 less per month than in Portland.
- Where is it cheaper to buy a home? Median home prices in Hillsboro are about $175,000 lower than in Portland as of 2025.
8. Conclusion
Overall, Hillsboro offers a lower cost of living for families and those prioritizing affordable housing. Meanwhile, Portland’s higher costs come with the perks of city living and a trendy cultural scene. A household moving from Portland to Hillsboro might save $400/month on housing alone.
Consider your lifestyle, commute, and budget to decide which city is right for you. Browse more monthly budget examples for Hillsboro residents to envision your expenses in the area.