Hillsboro, OR vs. Gresham, OR: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Hillsboro vs Gresham. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Hillsboro vs Gresham in 2025.
1. Housing Costs
Housing is often the biggest factor in the cost of living. Here’s how Hillsboro and Gresham compare for typical housing options:
| Housing Type | Hillsboro | Gresham |
|---|---|---|
| 2BR Apartment (Monthly Rent) | $1,800 | $1,500 |
| 3BR House (Median Price) | $550,000 | $450,000 |
🏆 Winner: Gresham. Housing costs tend to be 15-20% lower in Gresham compared to Hillsboro.
2. Utilities and Energy Costs
Utility costs are fairly similar between the two cities. Expect monthly bills around:
- Electricity: $80-120
- Gas: $40-60
- Water/Sewer/Trash: $90-110
Costs may be slightly higher in summer due to air conditioning. Both cities offer budget billing plans to even out seasonal spikes.
🏆 Winner: Tie. Utility costs are comparable in Hillsboro and Gresham.
3. Groceries and Daily Expenses
Grocery costs are similar in both cities, though Hillsboro has more upscale markets that can raise the average. Expect to budget around $400-500 per person monthly for groceries and household items.
Eating out is pricier in Hillsboro, with entrees averaging $18-25 at mid-range restaurants vs $15-20 in Gresham. Fast food and takeout prices are comparable.
🏆 Winner: Gresham. Groceries and dining out tend to be 5-10% cheaper in Gresham.
4. Taxes and Fees
Both cities have a property tax rate around 1.5%. In Hillsboro, HOA fees often include landscaping and trash, adding $200-400 monthly for many homeowners.
Gresham has a $7.50 monthly street maintenance fee for residents. Hillsboro charges a 3% franchise fee on utility bills (included in costs above).
🏆 Winner: Gresham. Lower home values and fewer added fees give Gresham the edge.
5. Cost Summary Table
| Category | Hillsboro | Gresham |
|---|---|---|
| Housing (3BR House) | $3,200 | $2,600 |
| Utilities | $250 | $240 |
| Groceries (2 people) | $900 | $800 |
| Transportation | $200 | $180 |
| Taxes & Fees | $300 | $200 |
| Misc Expenses | $500 | $400 |
| Estimated Monthly Total | $5,350 | $4,420 |
* Based on gross monthly income (pre-tax). See our Monthly Budget Examples for Hillsboro Residents for more.
6. Lifestyle Fit
Hillsboro offers more space and newer construction, while Gresham provides better walkability and public transit. Commutes into Portland average 10-15 minutes longer from Hillsboro.
Gresham has more urban amenities and slightly warmer summer weather. Hillsboro feels more suburban and family-oriented. Both offer ample access to nature.
7. FAQ
Q: Is Hillsboro more affordable than Gresham?
A: Overall, Gresham is more affordable. Housing and food costs are notably lower in Gresham.
Q: Which city has lower rent?
A: Gresham has lower rent, with a typical 2BR apartment costing $1,500/month vs $1,800 in Hillsboro.
Q: Where is it cheaper to buy a home?
A: Gresham has lower home prices. The median 3BR house is around $450,000 in Gresham compared to $550,000 in Hillsboro.
8. Conclusion
While both cities provide a high quality of life, Gresham comes out ahead in affordability. Families looking to stretch their budget may prefer Gresham, while those prioritizing space and schools lean toward Hillsboro.
Of course, the right fit depends on your unique needs. We recommend visiting both cities and diving deeper into our Cost of Living in Hillsboro (2025 Guide) before making a decision. With some planning, you’ll find the perfect Oregon hometown for you!