Hilliard is considered moderately affordable in 2025, with average rent for a 2-bedroom apartment around $1,450 and grocery costs slightly below the national average.
Is the true cost of living in Hilliard higher than you think? Let’s take an in-depth look at what it really costs to live comfortably in this growing Columbus suburb.
Housing Costs in Hilliard
Housing is the biggest expense for most Hilliard residents. Typical housing options include apartments, townhomes, and single-family houses. Rents for a 2-bedroom apartment generally range from $1,300 to $1,600 per month, with an average around $1,450. Prices vary by neighborhood, with newer complexes and those closer to downtown Columbus commanding higher rents.
For those looking to purchase a home, a 3-bedroom house in Hilliard typically costs between $350,000 and $450,000 as of 2025. Again, prices fluctuate based on location, age of the home, and amenities. Some neighborhoods have optional HOA fees ranging from $100-300 per month.
Here’s a quick comparison of housing costs in different Hilliard neighborhoods:
| Neighborhood | Avg 2BR Rent | Avg 3BR Home Price |
|---|---|---|
| Old Hilliard | $1,350 | $380,000 |
| Hilliard Heights | $1,450 | $410,000 |
| Hoffman Trails | $1,550 | $440,000 |
Utilities and Energy Bills
Basic utilities in Hilliard, including electric, gas, water, and trash, typically run around $200-250 per month for an average apartment. Larger homes may see bills closer to $300-350. Expect cooling costs to spike in the summer months.
Here’s a monthly utilities cost estimate:
- Electricity: $100
- Gas: $50
- Water/Sewer/Trash: $75
- Internet: $60
Groceries and Daily Expenses
Hilliard residents spend an average of $300-400 per person per month on groceries and household items. This assumes a mix of cooking at home and occasional dining out. Grocery costs in Hilliard are slightly below the national average.
For example, a gallon of milk runs about $3.50, a loaf of bread $2.75, and a dozen eggs $2.25. Budget around $50-75 per person for a nice dinner out.
Taxes and Fees
Hilliard’s property tax rate is around 2.1% of assessed home value. For a $400,000 house, that equates to $8,400 per year or $700 per month. Vehicle registration fees in Hilliard are $55 per year, in addition to Ohio’s base rates.
| Tax/Fee | Rate |
|---|---|
| Property Tax | 2.1% |
| Sales Tax | 7.5% |
| Vehicle Registration | $55/year + state fees |
Monthly Cost of Living in Hilliard
So what does it really cost to live in Hilliard? Here’s a sample monthly budget breakdown:
| Expense | Single | Couple | Family of 4 |
|---|---|---|---|
| Housing (Rent/Mortgage) | $1,450 | $1,600 | $2,100 |
| Utilities | $200 | $250 | $350 |
| Groceries | $350 | $700 | $1,200 |
| Transportation | $200 | $300 | $400 |
| Healthcare | $250 | $500 | $800 |
| Other (Entertainment, Clothes, Etc) | $500 | $800 | $1,200 |
| Total Monthly Expenses | $2,950 | $4,150 | $6,050 |
| Comfortable Gross Monthly Income (Pre-Tax) | $3,700 | $5,200 | $7,550 |
Keep in mind these are estimates. Your actual expenses will depend on your specific lifestyle and circumstances. But in general, a single person can live comfortably in Hilliard on a gross monthly income around $3,700. A couple would need roughly $5,200, and a family of four $7,550.
Lifestyle Considerations
Of course, cost of living is only one factor when choosing where to live. Hilliard offers a suburban lifestyle with relatively easy access to downtown Columbus. Commute times average 20-25 minutes.
Hilliard has a good selection of parks, walking trails, and community events. Housing tends to be newer than in Columbus proper. However, you’ll generally get less square footage for your money compared to farther-flung suburbs like Grove City or Reynoldsburg.
Access to shopping, dining and entertainment is solid, with a nice mix of chains and local spots. Hilliard also boasts strong public schools. For many, it offers an appealing balance of affordability, convenience and family-friendly amenities.
Frequently Asked Questions
Is Hilliard cheaper than Columbus?
In general, yes. Housing costs in Hilliard are 10-20% lower on average than in Columbus proper. However, some Columbus neighborhoods are less expensive than Hilliard.
Are utilities expensive in Hilliard?
Utility costs in Hilliard are fairly typical for Central Ohio. Expect to pay around $200-250/month for an average apartment, with some seasonal variation.
How much do I need to earn to live comfortably in Hilliard?
A single person would need a gross monthly income (pre-tax) of about $3,700 to live comfortably. A couple would need around $5,200, and a family of four $7,550.
Is Hilliard a good place to raise a family?
Many consider Hilliard an excellent place for families, with strong schools, safe neighborhoods, and ample parks and community events. Housing costs are also relatively affordable.
How do living costs compare to other Columbus suburbs?
Hilliard is generally less expensive than Dublin or Upper Arlington, but pricier than Grove City or Reynoldsburg. It offers a mid-range cost of living for the Columbus area.
What’s the job market like in Hilliard?
Hilliard has a diverse economy with a mix of retail, healthcare, education and professional services jobs. Many residents also commute to downtown Columbus. The unemployment rate is typically below state and national averages.
How walkable is Hilliard?
Walkability varies by neighborhood, but overall Hilliard is car-dependent. However, there are ample sidewalks and walking trails for recreation. Old Hilliard is the most pedestrian-friendly area.
Considering a move to Hilliard? Be sure to budget accordingly and see our 2025 moving company picks to compare options. With some smart planning, Hilliard can be an affordable and appealing place to call home.