Living in Henderson, NV in 2025 costs around $4,200 per month in gross income for a comfortable lifestyle for a couple. For a family of four, budget closer to $6,500 per month before taxes. Here’s a closer look at the expenses that make up the cost of living in Henderson.
Housing Costs in Henderson
Housing is the biggest factor in the cost of living in Henderson. The median rent for a 2-bedroom apartment is around $1,800 per month. To rent a typical 3-bedroom house, expect to pay in the range of $2,200 to $2,800 monthly.
For those looking to buy, the median price of a home in Henderson is $460,000. With a 10% down payment, that translates to a monthly mortgage of roughly $2,400 including property taxes and insurance. Many neighborhoods have HOA fees, which can add $200-400 to the monthly housing cost.
- Median 2BR apartment rent: $1,800
- Typical 3BR house rent: $2,200 – $2,800
- Median home price: $460,000
- Estimated mortgage (with 10% down): $2,400/month
Utility Costs in Henderson
Utility costs in Henderson are relatively affordable compared to other major metros. The average electric bill is $120 per month, with summer cooling costs spiking to $200 or more. Gas averages $40 monthly and water around $50.
High-speed internet costs $60-80 per month. Many neighborhoods handle trash and sewer fees through the HOA, but if billed separately, budget $30-50 monthly.
| Utility | Estimated Monthly Cost |
|---|---|
| Electricity | $120 ($200+ in summer) |
| Gas | $40 |
| Water | $50 |
| Internet | $60 – $80 |
| Trash/Sewer | $30 – $50 |
Groceries and Food in Henderson
Groceries in Henderson cost around $400 per month for a single person following a typical diet. For a family of four, a reasonable monthly grocery budget is $900 to $1,200.
Dining out will add to the food budget. Expect to pay $12-15 for a basic meal out, $25-35 for a nicer dinner entree, and $50+ per person at high-end restaurants. Grabbing a pint of local craft beer runs $6-8 and cocktails start at $10-12.
Taxes and Fees in Henderson
Nevada has no state income tax, which helps offset other costs. The base sales tax rate in Henderson is 8.375%. Property taxes are around 0.55% of assessed value.
Vehicle registration fees in Nevada are $33 for a new vehicle and $14 for a renewal. Drivers must also pay a $6 supplemental governmental services tax. Basic car insurance averages $1,500 to $2,000 per year.
Monthly Cost of Living in Henderson
| Expense Category | Single Person | Couple | Family of 4 |
|---|---|---|---|
| Housing (rent/mortgage) | $1,300 | $1,800 | $2,400 |
| Utilities | $200 | $280 | $400 |
| Groceries | $400 | $700 | $1,000 |
| Transportation | $300 | $500 | $800 |
| Healthcare | $200 | $500 | $800 |
| Other Necessities | $300 | $500 | $800 |
| Monthly Total (Gross) | $2,700 | $4,280 | $6,200 |
Note: All figures are estimates of gross monthly income (before taxes) needed to live comfortably in Henderson.
Lifestyle Considerations in Henderson
Henderson offers a comfortable suburban lifestyle with easy access to parks, shopping, and good schools. Commute times are reasonable, with most residents reaching their workplace within 20-30 minutes.
Newer master-planned communities in Henderson tend to have larger homes and more amenities, but also higher price tags and HOA fees. More established neighborhoods offer greater affordability and mature trees, with the tradeoff of smaller floor plans and fewer community features.
Compared to Las Vegas, Henderson has lower crime rates, less traffic, and a slower pace of life. However, the employment market is more limited. Many residents commute to Vegas or work remotely.
Frequently Asked Questions
What salary do you need to live in Henderson?
To live comfortably, a single person needs to make around $2,700 per month ($32K/year) before taxes. For a family of four, aim for at least $6,200 in gross monthly income ($74K/year).
Is Henderson cheaper than Las Vegas?
Henderson is slightly more expensive than Las Vegas on average. Expect to pay about 5-10% more for housing and utilities in Henderson compared to similar properties in Vegas.
Are taxes high in Henderson?
Nevada has no state income tax. The sales tax in Henderson is 8.375%, which is about average. Property taxes are quite low at 0.55%.
What is the average electric bill in Henderson?
The typical electric bill in Henderson is around $120 per month. In the hot summer months, cooling costs can push the average over $200.
Is Henderson a good place to retire?
Henderson is a popular retirement destination for its warm weather, outdoor recreation, and tax-friendly policies. However, the summer heat and higher overall cost of living compared to the national average are factors to consider for retirees.
How much are HOA fees in Henderson?
Many communities in Henderson have HOA fees ranging from $200 to $400 per month. This typically covers exterior maintenance, parks, pools, and other amenities.
What is the job market like in Henderson?
Henderson’s economy centers around healthcare, education, retail, and professional services. The hospitality industry in nearby Las Vegas is also a major source of jobs for Henderson residents. Unemployment in Henderson is slightly lower than the national average.