Fullerton, CA vs. Riverside, CA: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Fullerton vs Riverside. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Fullerton vs Riverside in 2025.
1. Housing Costs
Housing is often the biggest factor in cost of living differences. Here’s how Fullerton and Riverside compare for common housing options:
| Housing Type | Fullerton | Riverside |
|---|---|---|
| 2BR Apartment (Monthly Rent) | $2,400 | $1,900 |
| 3BR House (Median Price) | $950,000 | $650,000 |
🏆 Winner: Riverside. Housing costs are significantly lower in Riverside compared to Fullerton, with savings of $500/month on a typical 2BR apartment and $300,000 on the price of a 3BR home.
2. Utilities and Energy Costs
Utility costs also play a big role in monthly expenses. Fullerton and Riverside have fairly similar utility and energy prices:
- In both cities, expect to pay around $150-200/month for electricity for a 2BR apartment
- Water, sewer, and trash fees are slightly higher in Fullerton, averaging $110/month vs. $90 in Riverside
- Both cities offer “off-peak” electricity plans that can help save on summer A/C bills
🏆 Winner: Riverside. While utility costs are comparable, Riverside comes out slightly ahead thanks to lower municipal fees.
3. Groceries and Daily Expenses
For groceries and everyday items, costs are very similar between Fullerton and Riverside:
- Grocery prices are nearly identical, with a gallon of milk or loaf of bread costing the same in either city
- Eating out is about 5% cheaper in Riverside, but restaurant options are comparable
- Clothing, toiletries, and other daily goods cost about the same
🏆 Winner: Tie. Residents of Fullerton and Riverside can expect to pay very similar amounts for groceries and daily expenses.
4. Taxes and Fees
Taxes and city fees can add up. Here’s how Fullerton and Riverside differ:
- Fullerton’s property tax rate is 1.1% vs Riverside at 1.0%
- However, Riverside has slightly higher sales tax: 8.75% vs. Fullerton’s 8.25%
- In Fullerton, HOA fees often include landscaping and trash, while Riverside HOAs may charge separately for those
🏆 Winner: Riverside. The lower property tax can lead to substantial yearly savings compared to Fullerton.
5. Cost Summary Table
| Category | Fullerton | Riverside |
|---|---|---|
| Housing (3BR) | $950,000 | $650,000 |
| Utilities | $310 | $290 |
| Groceries | $500 | $500 |
| Transportation | $130 | $140 |
| Taxes (Property) | 1.1% | 1.0% |
| Misc Costs | $350 | $320 |
| Estimated Monthly Total | $5,040 in Fullerton | $3,900 in Riverside |
6. Lifestyle Fit
While cost is a major factor, it’s also important to consider lifestyle fit. Some key differences between Fullerton and Riverside:
- Fullerton is more walkable and bike-friendly, while Riverside is more car-dependent
- Riverside has lower density and more space between homes
- Fullerton is closer to beaches and LA, leading to more crowds and traffic
- Riverside averages 5°F hotter than Fullerton in the summer months
7. FAQ
- Is Fullerton more affordable than Riverside? No, Riverside has a lower overall cost of living, especially for housing.
- Which city has lower rent? Rents are about 20% lower in Riverside than Fullerton.
- Where is it cheaper to buy a home? Riverside home prices are significantly lower, with a typical 3BR costing $300,000 less than in Fullerton.
8. Conclusion
Fullerton and Riverside offer two different lifestyle options in southern California. Riverside is more affordable, especially for housing, making it a great fit for families looking to buy a home or anyone on a tighter budget. Fullerton is pricier but offers more walkability and proximity to LA and the coast.
Ultimately, the best fit depends on your personal preferences and financial situation. Be sure to check out our other cost of living guides for Fullerton and monthly budget examples to dive deeper into the numbers.