Which City Is More Affordable: Dublin or Westerville?

Dublin, OH vs. Westerville, OH: Cost of Living Comparison (2025)

Which Columbus suburb gives you more for your money – Dublin or Westerville? This cost of living comparison is perfect for families relocating to the Columbus area, professionals choosing between job offers, or anyone weighing the real-life expenses of living in Dublin vs Westerville in 2025. Let’s dive into the key factors.

A suburban street in Dublin, Ohio on a sunny afternoon after rain, with reflections of trees in puddles and a few people out walking.
Tree-lined avenue in Dublin, OH after a passing shower.

Housing Costs

Housing is often the biggest line item in a household budget. Here’s how typical housing costs compare between Dublin and Westerville:

Housing TypeDublinWesterville
Median 2BR Apartment Rent$1,450$1,250
Median 3BR Home Price$450,000$375,000

πŸ† Winner: Westerville. Housing costs an estimated 14-17% less in Westerville compared to Dublin.

Utilities and Energy Costs

Expect utility bills to average $180-220 per month for a 2BR apartment in both Dublin and Westerville. Costs may rise 10-20% in winter months. Both cities are served by AEP Ohio, which offers off-peak pricing plans that can help manage bills.

πŸ† Winner: Tie. Utility costs are comparable between the two suburbs.

Groceries and Daily Expenses

A quiet suburban street in Westerville, Ohio on a sunny morning, with brick homes, bins out for pickup, and a jogger passing by.
Residential street in Westerville, OH on a clear morning.

Grocery costs are similar in Dublin and Westerville, with major chains like Kroger and Meijer operating in both areas. Eating out may cost 5-10% more in Dublin. For a detailed look, check out this breakdown of average monthly expenses in Dublin, OH.

πŸ† Winner: Westerville has a slight edge on daily costs.

Taxes and Fees

Property tax rates are 2.21% in Dublin and 2.08% in Westerville – a small but notable difference. HOA fees tend to be $50-100 higher per month in Dublin subdivisions compared to similar Westerville neighborhoods.

πŸ† Winner: Westerville’s lower property taxes and fees add up over time.

Cost Summary

ExpenseDublinWesterville
Housing (3BR Home)$2,700$2,250
Utilities$220$210
Groceries$500$480
Transportation$120$110
Taxes & Fees$830$650
Misc$400$350
Estimated Monthly Total$4,770$4,050

Lifestyle Fit

While Westerville offers more affordability, Dublin provides easier access to major employers and the Columbus core. Dublin’s average commute is 10 minutes shorter. Westerville has more public transit options. Both rank as safe, family-friendly communities.

For a full picture, read up on the cost of living in Dublin – housing, groceries, taxes & more.

FAQ

  • Is Dublin more affordable than Westerville? No, Westerville has lower housing costs and slightly lower daily expenses.
  • Which city has lower rent? Westerville rents average 14% lower than Dublin.
  • Where is it cheaper to buy a home? Westerville’s median home price is about $75,000 less than Dublin’s.

The Bottom Line

Westerville comes out ahead on sheer cost of living, while Dublin offers some location and lifestyle perks that may be worth the premium for certain households. Young professionals prioritizing short commutes might prefer Dublin, while budget-conscious families may find Westerville a better fit.

Whichever you choose, don’t forget to compare moving company costs and options to get the best deal on relocating to your new Columbus-area home.