Concord, NC vs. Gastonia, NC: Cost of Living Comparison (2025)
Considering a move to the Charlotte area? Housing costs in Concord average nearly $300 less per month compared to Gastonia. This article provides a detailed cost of living comparison between Concord and Gastonia, perfect for families relocating, professionals choosing between job offers, or anyone weighing the real-life expenses of living in these two North Carolina cities in 2025.
1. Housing Costs
Housing is often the biggest factor in cost of living differences. Here’s how typical housing expenses compare in Concord vs. Gastonia:
| Housing Type | Concord | Gastonia |
|---|---|---|
| Median 2BR Apartment Rent | $1,250 | $1,475 |
| Median 3BR Home Price | $325,000 | $365,000 |
🏆 Winner: Concord. Housing costs are notably lower in Concord compared to Gastonia, with potential savings of $200-300 per month on rent or mortgage payments for a typical household.
2. Utilities and Energy Costs
Utility bills are a significant monthly expense. In Concord, expect to pay around $180 per month for electricity, gas, water, and trash for a 2BR apartment. Costs are similar in Gastonia, averaging $175 monthly.
Both cities experience hot summers and mild winters. Concord residents can save with Duke Energy’s off-peak pricing plans. Gastonia offers comparable programs through City of Gastonia Utilities.
🏆 Winner: Tie. Utility costs are nearly identical in Concord and Gastonia, with both cities providing options to help manage expenses.
3. Groceries and Daily Expenses
For a family of four, expect to spend around $800-900 per month on groceries in either Concord or Gastonia. Restaurant prices are also comparable, with an average dinner for two costing $50-60 in both cities.
🏆 Winner: Tie. Day-to-day living costs are very similar between Concord and Gastonia, with no major price differences for groceries or dining out.
4. Taxes and Fees
Concord’s property tax rate is 0.48%, while Gastonia’s is slightly higher at 0.52%. For a $350,000 home, that’s a difference of $140 per year.
In Concord, many neighborhoods have active HOAs with monthly fees covering amenities and landscaping, often ranging from $100-300. Gastonia has fewer HOA communities in general.
🏆 Winner: Concord. The lower property tax rate can lead to long-term savings, even with more prevalent HOA fees in Concord.
5. Cost Summary
| Category | Concord | Gastonia |
|---|---|---|
| Housing (3BR Home) | $1,900 | $2,200 |
| Utilities | $180 | $175 |
| Groceries | $850 | $875 |
| Transportation | $300 | $325 |
| Taxes and Fees | $300 | $325 |
| Misc Expenses | $400 | $400 |
| Estimated Monthly Total | $3,930 | $4,300 |
6. Lifestyle Fit
While Concord offers lower housing costs, Gastonia provides a bit more space and easier access to outdoor recreation. Commute times are similar, with both cities located about 30 minutes from Uptown Charlotte.
Gastonia averages 2°F warmer than Concord year-round. Concord is slightly more walkable, while Gastonia offers more public parks and green space.
7. FAQ
- Is Concord more affordable than Gastonia? Yes, the cost of living in Concord is around 8% lower than Gastonia, primarily due to cheaper housing.
- Which city has lower rent? Concord has lower rent prices, with a typical 2BR apartment costing $225 less per month than in Gastonia.
- Where is it cheaper to buy a home? Median home prices in Concord are about $40,000 lower than in Gastonia for a comparable 3BR house.
8. Conclusion
Concord offers a lower overall cost of living compared to Gastonia, making it an attractive choice for budget-conscious households or those looking to save on housing expenses. However, Gastonia may appeal more to outdoor enthusiasts or families seeking a little extra space.
Ultimately, both cities provide a high quality of life with easy access to Charlotte at a lower cost than living directly in the city. Compare your monthly budget examples for Concord or check out our full cost of living guide for Concord in 2025 to dive deeper into the numbers and see which option best fits your lifestyle and finances.