Colton, CA vs. San Bernardino, CA: Cost of Living Comparison (2025)
When it comes to affordability, which Inland Empire city wins the cost of living face-off in 2025: Colton or San Bernardino? This article provides a detailed comparison of housing, utilities, groceries and more to help families relocating, professionals choosing between job offers, or anyone deciding between Colton and San Bernardino find the best fit for their lifestyle and budget.
Housing Costs
Housing is the biggest factor in the cost of living difference between Colton and San Bernardino. Here’s how typical rental and purchase prices compare:
| Housing Type | Colton | San Bernardino |
|---|---|---|
| 2BR Apartment (Monthly Rent) | $1,800 | $1,650 |
| 3BR House (Monthly Mortgage) | $2,400 | $2,200 |
🏆 Winner: San Bernardino. Housing costs an estimated 10% less in San Bernardino compared to Colton. A household moving from Colton to San Bernardino might save $200/month on housing alone.
Utilities and Energy Costs
Utility costs are fairly similar between the two cities. Expect to pay around $180/month for electricity, water, and gas for a 2BR apartment in either Colton or San Bernardino. Both cities experience hot summers, so budget more for A/C usage from June through September.
🏆 Winner: Tie. There’s no significant difference in utility costs between Colton and San Bernardino.
Groceries and Daily Expenses
The cost of groceries, dining out, and everyday goods is comparable in Colton and San Bernardino. An average single adult might spend around $350/month on groceries in either city. Both have access to affordable supermarkets as well as farmer’s markets with local produce.
🏆 Winner: Tie. Grocery and daily living costs are nearly identical in Colton vs San Bernardino.
Taxes and Fees
California’s base sales tax rate is 7.25% statewide. However, San Bernardino has a slightly higher local sales tax at 8.75% compared to Colton’s 8.25%. Property taxes are also a bit higher in San Bernardino, averaging 1.15% versus 1.08% in Colton.
🏆 Winner: Colton. While the difference is small, Colton edges out San Bernardino on local taxes and fees.
Cost Summary Table
| Category | Colton | San Bernardino |
|---|---|---|
| Housing (2BR Rent) | $1,800 | $1,650 |
| Utilities | $180 | $180 |
| Groceries | $350 | $350 |
| Transportation | $80 | $60 |
| Taxes | 8.25% | 8.75% |
| Misc | $250 | $250 |
| Estimated Monthly Total | $2,660 | $2,490 |
Lifestyle Fit
While Colton has slightly more expensive housing, it offers a bit more space and quieter neighborhoods compared to San Bernardino. San Bernardino has more public transportation options and a centrally walkable downtown. Both cities experience similar hot, dry climates.
Frequently Asked Questions
- Is Colton more affordable than San Bernardino?
San Bernardino has a slight edge on affordability, mainly due to 10% lower housing costs, but the difference is small. - Which city has lower rent?
Typical rent is about $150/month cheaper in San Bernardino compared to Colton. - Where is it cheaper to buy a home?
San Bernardino has lower home prices and property taxes, making it more affordable for buyers. The median home price is nearly $50K less than in Colton.
Conclusion
While the cost of living difference between Colton and San Bernardino isn’t drastic, housing costs and taxes give San Bernardino a slight affordability advantage overall. However, Colton may be worth the small premium for those who value more space and quieter living.
Budgets are highly personal, so consider your own spending habits and lifestyle priorities. For more California city comparisons, read our other cost of living breakdowns and check out typical monthly expenses in Colton to help plan your budget.