Which City Is More Affordable: Cibolo or Converse?

Cibolo, TX vs. Converse, TX: Cost of Living Comparison (2025)

Considering a move to the San Antonio suburbs in 2025? Let’s dive into a rapid-fire cost of living comparison between Cibolo and Converse:

  • 🏠 Median home price: $325K in Cibolo vs $280K in Converse
  • ⚑ Avg. utility bill: $180/mo in Cibolo vs $210/mo in Converse
  • πŸ₯‘ Grocery costs: 5% lower in Cibolo than Converse
  • 🏫 Property taxes: 2.2% in Cibolo vs 2.5% in Converse

For a detailed look at typical sample monthly budgets for Cibolo in 2025, check out our full expense breakdown. Now, let’s compare major cost of living factors between these two San Antonio suburbs.

A tree-lined suburban street curves through a neighborhood with well-kept homes and lawns in Cibolo, Texas.
A tranquil residential street in Cibolo lined with trees and tidy homes.

Housing Costs: Cibolo vs Converse

Housing is often the biggest line item in a monthly budget. Here’s how typical costs stack up for common home types in Cibolo and Converse:

Housing TypeCiboloConverse
2BR Apartment Rent$1,450$1,250
3BR House Mortgage$1,950$1,680

πŸ† Winner: Converse. Renting an apartment or buying a home tends to be more affordable in Converse compared to Cibolo. A household moving from Converse to Cibolo might pay $270 more per month for a typical 3BR house.

Utilities and Energy Costs

Utility costs are a bit lower in Cibolo than Converse. The average monthly utility bill is around $180 in Cibolo vs $210 in Converse. Both cities experience hot summers, so expect higher A/C usage from June through September.

πŸ† Winner: Cibolo. Residents pay about 15% less for utilities on average.

Groceries and Daily Expenses

Grocery costs are fairly similar between the two cities, with Cibolo coming in about 5% cheaper overall. A gallon of milk averages $3.50 in Cibolo compared to $3.70 in Converse. Restaurant prices are comparable.

πŸ† Winner: Cibolo, but only slightly. Expect to pay around $20 less per month on groceries for a family of four.

A strip of local shops beside a residential street at dusk in Converse, Texas, with small patios and empty flower planters.
Mom-and-pop storefronts in a peaceful Converse neighborhood at day’s end.

Taxes and Fees

Property taxes are a bit steeper in Converse at 2.5% vs 2.2% in Cibolo. HOA fees are common in both cities, typically ranging from $30-100/month. This often includes amenities like community pools and trash service.

πŸ† Winner: Cibolo. The lower property tax rate can add up to solid savings for homeowners.

Cost of Living Summary

CategoryCiboloConverse
Housing$1,950$1,680
Utilities$180$210
Groceries$800$820
Transportation$550$550
Taxes2.2%2.5%
Misc$500$500
Estimated Monthly Total$3,980$3,760

For a full look at expenses, see our cost of living in Cibolo, TX: 2025 breakdown.

Lifestyle Fit: Cibolo vs Converse

Cibolo offers a bit more space and a slower pace, while Converse provides easier access to San Antonio. Cibolo averages 5Β°F cooler than Converse in the summer months. Both are family-friendly with great schools.

FAQ

Is Cibolo more affordable than Converse?
Converse has a slight edge for overall affordability, especially for housing. However, Cibolo residents pay a bit less for utilities, groceries, and property taxes.

Which city has lower rent?

Apartments tend to be around $200/month cheaper in Converse than Cibolo for a comparable 2BR unit.

Where is it cheaper to buy a home?
Converse has lower home prices on average. A typical 3BR house costs about $270 less per month compared to Cibolo.

Conclusion

Converse comes out a bit ahead for affordability, particularly for renters and home buyers. However, Cibolo offers lower utility costs, grocery prices, and property taxes which can help balance things out.

Families craving a little more room to spread out may prefer Cibolo, while those wanting easier access to San Antonio might opt for Converse. Ultimately, both are attractive options for anyone moving to the area.

Comparing other San Antonio suburbs? Check out our other cost of living comparisons for popular Texas cities. And if you’re planning a move, read our guide on whether moving pods or trucks are best for your situation.