Chicago, IL vs. Aurora, IL: Cost of Living Comparison (2025)
Relocating to the Chicago area? Housing costs in Aurora average a whopping $850 less per month compared to Chicago proper. This article provides a detailed cost of living comparison of Chicago vs Aurora, perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life costs of these two Illinois cities in 2025.
1. Housing Costs
The biggest cost difference between Chicago and Aurora is housing. Typical monthly costs for common housing types:
| Housing Type | Chicago | Aurora |
|---|---|---|
| 2BR Apartment Rent | $2,400 | $1,550 |
| 3BR Home Mortgage | $3,200 | $2,350 |
🏆 Winner: Aurora, with significantly lower housing costs across the board.
2. Utilities and Energy Costs
Utility costs also tend to be lower in Aurora compared to Chicago:
- In Chicago, expect monthly utility bills around $180 for a 2BR apartment
- Aurora utility costs average closer to $140/month
- Both cities have higher winter heating costs than summer cooling
🏆 Winner: Aurora, with moderately lower utility expenses.
3. Groceries and Daily Expenses
Grocery costs are fairly comparable between Chicago and Aurora. Restaurant prices and everyday goods may be 5-10% cheaper in Aurora.
🏆 Winner: Slight edge to Aurora, but differences are minor for groceries and daily spending.
4. Taxes and Fees
Illinois state income and sales taxes apply equally to Chicago and Aurora. However, there are some notable differences:
- Property Taxes: Aurora's property tax rate is 2.8% vs Chicago's 2.1%
- City Stickers & Parking: Chicago city stickers and parking permits add $150+/year
- HOA Fees: Chicago HOA fees often include parking, gyms, pools, elevators, etc.
🏆 Winner: Chicago has an advantage with lower property taxes and city fees, despite higher HOA costs.
5. Cost of Living in Chicago vs Aurora
| Category | Chicago | Aurora |
|---|---|---|
| Housing | $2,800 | $1,950 |
| Utilities | $180 | $140 |
| Groceries | $400 | $380 |
| Transportation | $120 | $110 |
| Taxes & Fees | $800 | $750 |
| Estimated Monthly Total | $4,300 | $3,330 |
6. Lifestyle Fit
Cost is just one factor in choosing between Chicago and Aurora. Also consider:
- Commute: Aurora offers an easier drive to the western suburbs, while Chicago has more public transit.
- Walkability: It's easier to get around on foot in Chicago's denser neighborhoods.
- Space: Your housing dollar goes further in Aurora, with larger homes and yards.
Aurora averages 5°F cooler summer highs and 10°F colder winter lows compared to Chicago.
7. FAQ
Is Chicago more affordable than Aurora?
No, Aurora has a lower overall cost of living, especially for housing. See our full cost of living guide for Chicago.
Which city has lower rent?
Aurora rents are significantly cheaper. A typical 2BR is $1,550/month vs $2,400 in Chicago.
Where is it cheaper to buy a home?
Aurora home prices and mortgages are much lower. The tradeoff is higher property taxes (2.8% vs 2.1%).
8. Conclusion
Aurora offers better affordability, especially for housing, making it ideal for families or those who prefer suburban living. Meanwhile, Chicago's higher costs come with benefits like abundant public transit, walkable neighborhoods, and big city amenities. Consider your budget, lifestyle and commute to decide which fits best.
Budgeting for your move? Check out these monthly budget examples for Chicago residents.