Comparing Cedar Park and Pflugerville: Which Is Cheaper?

Cedar Park, TX vs. Pflugerville, TX: Cost of Living Comparison (2025)

Which city gives you more for your money – Cedar Park or Pflugerville? This article provides a cost of living comparison to help families relocating, professionals choosing between job offers, or anyone comparing the real-life expenses of living in Cedar Park vs Pflugerville in 2025.

A suburban park with oak trees, empty benches, and golden hour light on the lawn, with homes visible in the background.
Peaceful neighborhood park in Cedar Park at golden hour.

Housing Costs

Housing is often the biggest factor in cost of living. Here’s how typical rent and mortgage costs compare:

Housing TypeCedar ParkPflugerville
2BR Apartment (Monthly Rent)$1,450$1,350
3BR Home (Median Price)$450,000$420,000

πŸ† Winner: Pflugerville. Housing costs tend to be 5-10% lower in Pflugerville compared to Cedar Park.

Utilities and Energy Costs

An apartment building with shaded doorways, potted plants, bicycles by the railing, and shrubs lining the walkway in soft afternoon light.
Inviting apartment complex in Pflugerville on a sunny day.

Utility bills are a major monthly expense. In Cedar Park and Pflugerville, expect to pay around:

  • Electricity: $120-180/month
  • Water/Sewer/Trash: $80-120/month
  • Internet: $50-80/month

Summer electricity bills tend to be higher due to air conditioning needs. Both cities offer energy-saving programs to help reduce costs.

πŸ† Winner: Tie. Utility costs are very similar between the two cities.

Groceries and Daily Expenses

Grocery prices and everyday costs like gas and dining out are comparable between Cedar Park and Pflugerville. Budget around $400-600/month for a family of four. Restaurant prices are about 5% higher in Cedar Park.

πŸ† Winner: Pflugerville, but only slightly. Expect to pay $20-40 more per month on groceries and dining out in Cedar Park.

Taxes and Fees

Property taxes are a bit higher in Cedar Park at around 2.2% vs 2.0% in Pflugerville. HOA fees are common in both cities, typically ranging from $30-300/month depending on amenities. City service fees are similar.

πŸ† Winner: Pflugerville. The lower property tax rate can save homeowners hundreds per year.

Cost of Living in Cedar Park vs Pflugerville

ExpenseCedar ParkPflugerville
Housing (3BR Home)$2,500$2,300
Utilities$300$300
Groceries$600$575
Transportation$500$500
Taxes (Property)$825$700
Misc Expenses$500$500
Estimated Monthly Total$5,225$4,875

Note: All income and expense figures are expressed as gross monthly amounts (pre-tax).

Lifestyle Fit

While costs are important, also consider how each city fits your lifestyle:

  • Cedar Park offers more space and newer homes, but longer commutes to Austin
  • Pflugerville has a small-town feel with walkable areas and easier city access

Cedar Park averages 5Β°F cooler summer temps than Pflugerville.

Frequently Asked Questions

  1. Is Cedar Park more affordable than Pflugerville?
    Pflugerville has a slight edge on affordability, with lower housing and food costs.
  2. Which city has lower rent?
    Rental rates are around 5-10% cheaper in Pflugerville.
  3. Where is it cheaper to buy a home?
    Median home prices are about $30,000 lower in Pflugerville compared to Cedar Park.

Conclusion

While both Cedar Park and Pflugerville offer a high quality of life, Pflugerville comes out ahead on affordability. A household moving from Cedar Park to Pflugerville might save $300-400 per month on core living costs. However, Cedar Park may still be worth the premium for those wanting more space, newer homes, and cooler summers.

To dive deeper, check out our full guides on how much it costs to live in Cedar Park each month and the cost of living in Cedar Park including housing, food, taxes and more. If a move is in your future, our best moving companies guide can help you find reliable movers to make relocation a breeze. Considering other Texas cities? Browse our cost of living comparisons for major metros in the Lone Star State.