Cary, NC vs. Apex, NC: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Cary vs Apex. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Cary vs Apex in 2025.
Housing Costs
Housing is one of the biggest factors in the cost of living difference between Cary and Apex. Here’s how typical housing expenses compare:
| Housing Type | Cary | Apex |
|---|---|---|
| Median 2BR Apartment Rent | $1,450 | $1,350 |
| Median 3BR Home Price | $450,000 | $425,000 |
🏆 Winner: Apex. Housing costs tend to be 5-10% lower in Apex compared to Cary.
Utilities and Energy Costs
Utility bills are fairly similar between the two cities. Expect to pay around $150-200 per month for electricity, water, and gas in a typical 2BR apartment. Both cities experience hot summers and mild winters, so seasonal fluctuations are minimal.
🏆 Winner: Tie. Utility costs are comparable in Cary and Apex.
Groceries and Daily Expenses
Grocery prices and everyday expenses like dining out or buying household goods are nearly identical in Cary and Apex. Both cities have a mix of major chains and local markets. Eating out ranges from $10 fast casual meals to $30+ per person at upscale restaurants.
🏆 Winner: Tie. Expect similar prices whether shopping in Cary or Apex.
Taxes and Fees
Wake County’s property tax rate is 0.60%, which applies to both Cary and Apex. In Cary, HOA fees often include landscaping and trash, ranging from $100-300/month. Apex has fewer HOAs, so costs vary. Both cities charge similar fees for utilities and services.
🏆 Winner: Apex. The lower prevalence of HOAs can mean fewer mandatory fees for Apex residents.
Cost Summary
| Category | Cary | Apex |
|---|---|---|
| Housing | $1,450 | $1,350 |
| Utilities | $175 | $175 |
| Groceries | $400 | $400 |
| Transportation | $60 | $60 |
| Taxes & Fees | $200 | $150 |
| Misc | $250 | $250 |
| Est. Monthly Total | $2,535 | $2,385 |
Lifestyle Fit
While Cary is larger and offers more amenities, Apex provides a small-town feel with lower housing costs. Cary has more walkable areas and public transit. Apex is ideal for those seeking a tight-knit community. Both cities are known for excellent schools, safety, and proximity to Research Triangle Park.
Frequently Asked Questions
- Is Cary more affordable than Apex?
Apex has a slight edge, with housing costs around 5-10% lower than Cary. Other expenses are similar.
- Which city has lower rent?
Apex has lower median rents, though the difference is marginal. Expect to pay around $1,350 for a 2BR in Apex vs $1,450 in Cary.
- Where is it cheaper to buy a home?
Median home prices are about 5% lower in Apex. A typical 3BR house costs $425K in Apex compared to $450K in Cary.
The Bottom Line
While the cost of living in Cary is slightly higher than Apex, both cities offer a high quality of life in the heart of North Carolina’s tech hub. Apex is perfect for buyers seeking an affordable home in a small-town atmosphere. Cary suits those wanting more urban amenities and public transit. Browse our monthly budget examples for Cary residents to see how your expenses may change.