Brentwood, TN vs. Madison, TN: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Brentwood vs Madison. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Brentwood vs Madison in 2025.
Housing Costs
Housing is often the biggest factor in cost of living. Here’s how Brentwood and Madison compare for typical options:
| Housing Type | Brentwood | Madison |
|---|---|---|
| 2BR Apartment (Monthly Rent) | $1,800 | $1,400 |
| 3BR House (Median Price) | $650,000 | $450,000 |
🏆 Winner: Madison. Housing costs significantly less in Madison compared to Brentwood, with lower rent and home prices.
Utilities and Energy Costs
Utility bills are another key expense. In Brentwood, expect to pay around $180 per month for a 2BR apartment. Madison utility costs average closer to $150/month.
Both cities experience hot summers and mild winters. Madison residents may save slightly on AC costs. Brentwood has more energy-efficient new construction.
🏆 Winner: Madison, but it’s close. Utility costs are comparable between the two cities.
Groceries and Daily Expenses
Groceries tend to cost about 5% less in Madison compared to Brentwood. A gallon of milk averages $3.50 in Madison vs $3.75 in Brentwood.
Eating out is also more affordable in Madison. A meal for two at a mid-range restaurant runs about $50 in Madison compared to $60+ in Brentwood.
🏆 Winner: Madison. Expect to spend less on food and daily goods in Madison.
Taxes and Fees
Brentwood has higher property taxes, averaging 0.85% vs 0.70% in Madison. However, Brentwood’s monthly budget often includes more services like trash and landscaping.
Sales tax is 9.25% in both cities. There’s no state income tax in Tennessee.
🏆 Winner: Madison. Lower property taxes give Madison the edge, although Brentwood offers value through bundled services.
Cost Summary
| Category | Brentwood | Madison |
|---|---|---|
| Housing (3BR) | $2,700 | $1,875 |
| Utilities | $180 | $150 |
| Groceries | $500 | $475 |
| Transportation | $60 | $55 |
| Taxes | $550 | $340 |
| Misc | $400 | $350 |
| Estimated Monthly Total | $4,390 | $3,245 |
Note: All income figures are expressed in gross monthly income (pre-tax).
Lifestyle Fit
Brentwood offers more space and newer homes, but less walkability. Lots are typically 0.5+ acres in Brentwood vs 0.25 acres in Madison.
Madison has a shorter commute to Nashville and more public transit. It’s also a bit more urban, with apartments and townhomes mixed in with single-family neighborhoods.
Summer highs average 2°F cooler in Brentwood than Madison. Both cities are hot and humid in July and August.
FAQ
Is Brentwood more affordable than Madison?
No, Madison is more affordable overall. See our full cost of living in Brentwood overview.
Which city has lower rent?
Rent prices are significantly lower in Madison – around 20-25% less than Brentwood.
Where is it cheaper to buy a home?
Madison home prices are much lower. Expect to pay $450K for a typical home vs $650K+ in Brentwood.
Conclusion
Madison offers a lower cost of living across the board, especially for housing. It’s a great fit for:
- Young professionals prioritizing affordability
- Families looking for an urban/suburban mix
- Anyone who values a shorter commute
Brentwood suits those who prefer:
- Newer construction and larger lots
- A quieter, suburban lifestyle
- Highly-rated schools and family amenities
Ultimately, both Brentwood and Madison offer a great quality of life within the Nashville area. It comes down to your budget, housing needs, and community preferences.
To compare other cities in the region, check out our other cost of living breakdowns for popular Tennessee destinations.