Berwyn is considered moderately affordable in 2025, with average rent for a 2-bedroom apartment around $1,400 and grocery costs slightly below the national average.
When Lila moved to Berwyn in early 2025, she was excited to start a new chapter in the Chicago suburbs. However, as she began settling into her cozy 2-bedroom apartment, reality set in. From rent and utilities to groceries and transportation, Lila quickly realized that creating a realistic monthly budget was essential to living comfortably in her new hometown.
Berwyn, located just west of Chicago, offers a mix of urban convenience and small-town charm. But what does it really cost to live in this Illinois suburb? Let’s break down the monthly expenses to help you determine if Berwyn fits your budget in 2025.
Housing Costs in Berwyn
Housing is typically the largest expense in any monthly budget, and Berwyn is no exception. In 2025, the average rent for a 2-bedroom apartment in Berwyn hovers around $1,400 per month. However, prices can vary depending on the neighborhood and property type.
For those looking to purchase a home, a 3-bedroom house in Berwyn has a median price of approximately $280,000. Keep in mind that property taxes in the area average around 2.5% of the home’s assessed value, which can add a significant amount to your monthly mortgage payment.
Here’s a quick comparison of rental prices across different housing types in Berwyn:
- Studio apartment: $900-$1,100
- 1-bedroom apartment: $1,100-$1,300
- 2-bedroom apartment: $1,300-$1,600
- 3-bedroom house: $1,800-$2,200
Utility Costs in Berwyn
Utility costs in Berwyn are generally in line with the national average. For a typical 2-bedroom apartment, residents can expect to pay around $150-$200 per month for basic utilities, including electricity, gas, water, and trash services.
It’s worth noting that heating and cooling costs can fluctuate throughout the year due to Berwyn’s humid continental climate. In the summer months, air conditioning usage may lead to higher electricity bills, while winter heating costs can also impact your monthly budget.
Groceries and Daily Expenses
Berwyn offers a variety of grocery stores and local markets, making it easy to find affordable options for your daily needs. On average, a single person in Berwyn can expect to spend around $300-$350 per month on groceries, while a family of four may budget closer to $800-$1,000.
To put this into perspective, a gallon of milk in Berwyn typically costs around $3.50, a dozen eggs about $2.00, and a loaf of bread approximately $2.50. Dining out at a mid-range restaurant for two people can cost around $50-$70, including appetizers and drinks.
Taxes and Hidden Fees
In addition to the monthly expenses mentioned above, it’s essential to factor in taxes and other potential fees. Berwyn’s sales tax rate is 10%, which is a combination of the state, county, and local taxes. This means that for every $100 you spend on taxable goods, you’ll pay an additional $10 in sales tax.
If you own a vehicle, you’ll also need to account for the annual vehicle registration fee, which is based on the age and type of your car. On average, vehicle registration fees in Berwyn range from $100-$150 per year.
Monthly Budget Summary
To help you visualize the cost of living in Berwyn, here’s a sample monthly budget breakdown for different household sizes:
| Expense | Single Person | Couple | Family of Four |
|---|---|---|---|
| Housing (Rent/Mortgage) | $1,100 | $1,400 | $1,800 |
| Utilities | $150 | $200 | $300 |
| Groceries | $350 | $600 | $900 |
| Transportation | $100 | $200 | $300 |
| Miscellaneous | $200 | $300 | $400 |
| Total Monthly Budget | $1,900 | $2,700 | $3,700 |
Keep in mind that these figures are estimates and may vary depending on your lifestyle and specific needs. It’s always a good idea to create a personalized budget based on your income and expenses.
Lifestyle Considerations
When deciding if Berwyn is the right fit for you, it’s important to consider factors beyond just the cost of living. Berwyn offers a diverse community, excellent public schools, and easy access to downtown Chicago via the Metra train system.
However, like many suburbs, Berwyn residents often face longer commute times compared to living in the city. The trade-off is more affordable housing options and a tight-knit community feel. Berwyn also boasts a variety of parks, local events, and a thriving arts scene, making it an attractive option for families and young professionals alike.
For those considering a move, it’s essential to weigh the pros and cons of various moving options. Pods vs trucks: which move is best for you? Evaluating your specific needs and budget can help you make the best decision for your situation.
Frequently Asked Questions
- Q: Is Berwyn cheaper than living in Chicago?
A: Yes, Berwyn typically offers more affordable housing options compared to Chicago proper. However, commute times to the city may be longer. - Q: What salary do you need to live comfortably in Berwyn?
A: To live comfortably in Berwyn, a single person should aim for a gross monthly income of at least $2,800, while a couple may need around $4,000, and a family of four may require $5,500 or more. - Q: Are there any additional costs to consider when moving to Berwyn?
A: Be sure to factor in moving expenses, such as hiring movers or renting a moving truck, as well as any security deposits or upfront fees required for your new home. - Q: How do Berwyn’s property taxes compare to other Chicago suburbs?
A: Berwyn’s property tax rate is slightly higher than some neighboring suburbs, such as Oak Park and Riverside. However, the lower housing costs in Berwyn can help offset this difference. - Q: What is the job market like in Berwyn?
A: While Berwyn itself has a limited job market, its proximity to Chicago provides access to a wide range of employment opportunities across various industries.
In conclusion, Berwyn offers a unique blend of affordability and community, making it an attractive option for those looking to balance cost of living with access to the amenities of a major city. By understanding the monthly expenses and lifestyle considerations, you can determine if Berwyn is the right fit for your budget and preferences in 2025.