In 2025, the average monthly cost of living for a couple in Beaverton, OR is approximately $4,200 in gross income (before taxes). For a family of four, a comfortable lifestyle may require around $6,500 per month. Of course, actual budgets vary based on housing choices, lifestyle, and neighborhood.
Beaverton offers a mix of urban amenities and suburban comfort just 7 miles west of Portland. While more affordable than its bigger neighbor, Beaverton still comes with a relatively high cost of living compared to other parts of the country. Housing, groceries, utilities, and taxes all play a significant role in monthly expenses.
Housing Costs in Beaverton
Housing is the biggest factor in Beaverton’s cost of living. Prices have risen steadily in recent years due to the area’s strong job market and proximity to Portland. In 2025, typical housing costs are:
- Renting a 2-bedroom apartment: $1,900 – $2,400 per month
- Buying a 3-bedroom house: $550,000 – $750,000
Newer developments and neighborhoods closer to downtown Portland, like Sexton Mountain and West Slope, tend to have higher housing costs. More affordable options can often be found in outer neighborhoods like Aloha and Garden Home.
For homeowners, property taxes in Washington County (which includes Beaverton) are around 0.8% of assessed value. Many neighborhoods also have Homeowners Association (HOA) fees ranging from $200 – $500 per month.
Utilities and Energy Bills
Utility costs in Beaverton are slightly higher than the national average. Residents can expect to pay around $200 per month for a combination of electricity, natural gas, water, and trash service for a 1,000 square foot apartment. Larger homes will have higher utility bills.
Energy bills tend to be highest in the winter months due to heating needs. Beaverton gets chilly and wet from November through February, with average lows in the mid-30s.
| Utility | Estimated Monthly Cost |
|---|---|
| Electricity | $80 – $150 |
| Natural Gas | $40 – $80 |
| Water + Trash | $60 – $100 |
Groceries and Daily Expenses
Groceries in Beaverton cost about 15% more than the national average. A single person can expect to spend around $400 per month on groceries, while a family of four may spend closer to $1,200.
Here are some typical prices for everyday items in Beaverton:
- Gallon of milk: $3.50
- Loaf of bread: $3.00
- Dozen eggs: $3.00
- Fast food meal: $8.00
Dining out can add up quickly. A meal for two at a mid-range restaurant in Beaverton averages $60, not including tip. Cheaper options are available, especially for lunch, but budget at least $300 per month per person for restaurant meals.
Taxes and Hidden Fees
Oregon has no sales tax, which helps keep daily expenses down. However, income taxes are relatively high, with rates ranging from 5% to 9.9% depending on income level.
Drivers in Beaverton must also pay an annual vehicle registration fee of $112 for most passenger vehicles, plus around $100 for car insurance each month.
| Expense | Estimated Monthly Cost |
|---|---|
| Income Tax (5-9.9%) | $200 – $500 |
| Vehicle Fees | $10 |
| Car Insurance | $100 |
Summary Monthly Budget
| Household | Estimated Monthly Budget (Gross) |
|---|---|
| Single Person | $3,000 – $3,500 |
| Couple | $4,000 – $4,800 |
| Family of Four | $6,000 – $7,500 |
Keep in mind these are general estimates based on average costs in Beaverton. Actual budgets will depend on specific lifestyle choices and housing situations. All figures are pre-tax (gross) monthly income.
Lifestyle Considerations
Beaverton offers a high quality of life for those who can afford it. The city has excellent schools, ample green spaces, safe neighborhoods, and easy access to Portland’s dining, culture, and job opportunities.
However, that livability comes at a cost. Housing prices in Beaverton have risen much faster than wages, making it difficult for many families to afford a home on a single income. Traffic congestion is also an issue, with rush hour commutes to Portland often taking 45 minutes or more.
Ultimately, living comfortably in Beaverton is possible but requires a robust household income. Families may need to make tradeoffs between housing costs, commute times, and lifestyle amenities to find the right balance.
Frequently Asked Questions
What salary do you need to live in Beaverton?
To live comfortably, a single person needs to make around $40,000 per year ($3,300/month) before taxes. For a family of four, a household income closer to $80,000 ($6,600/month) may be necessary.
Is Beaverton cheaper than Portland?
Yes, Beaverton is generally 10-20% less expensive than Portland proper. Housing costs are the most significant difference, with Beaverton offering more affordable suburban homes and apartments.
Are utilities expensive in Beaverton?
Utility costs in Beaverton are slightly higher than the national average. Expect to pay around $200 per month for basic utilities for a 1,000 square foot home.
Does Beaverton have a high cost of living?
Compared to the rest of the country, Beaverton’s cost of living is relatively high. However, it is more affordable than Portland and many other major West Coast cities.
What are the most affordable neighborhoods in Beaverton?
Generally, the most affordable homes are found in outer neighborhoods like Aloha, Raleigh Hills, and Garden Home. Closer-in areas like Central Beaverton and West Slope tend to be pricier.
Is Beaverton a good place to raise a family?
Beaverton is an excellent place for families, with great schools, safe neighborhoods, and plenty of parks and community amenities. However, the high cost of living can be a challenge for some households.
How much do I need to make to buy a house in Beaverton?
To afford a median-priced home in Beaverton (around $650,000 in 2025), you may need a household income of at least $150,000 per year ($12,500/month) depending on your down payment and other debt obligations.