Aurora, IL vs. Joliet, IL: Cost of Living Comparison (2025)

Woman commuter arriving in Aurora, IL by train
Commuting from Aurora provides easy access to jobs in Chicago.

This article provides a cost of living comparison between Aurora and Joliet, two mid-size cities in the Chicago suburbs. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life costs of living in Aurora vs Joliet in 2025. All income figures are expressed in gross monthly income (pre-tax).

1. Housing Costs

Housing is typically the biggest factor in cost of living. Here’s how Aurora and Joliet compare for common housing options:

Housing Type Aurora Joliet
Median 2BR Apartment Rent $1,450 $1,250
Median 3BR House Price $325,000 $280,000

🏆 Winner: Joliet. Housing costs an estimated 14% less in Joliet compared to Aurora.

2. Utilities and Energy Costs

Utility bills are another major monthly expense. In Aurora and Joliet, expect to pay:

  • Electricity: $110-140/month
  • Natural gas: $60-90/month in summer, $120-180/month in winter
  • Water/sewer/trash: $60-80/month

Both cities offer optional programs like off-peak electricity plans to help manage costs.

🏆 Winner: Tie. Utility costs are very similar between Aurora and Joliet.

3. Groceries and Daily Expenses

For groceries and everyday items, prices are comparable between the two cities. Budget around $400-500/month per adult for groceries, toiletries, and basic household goods.

Restaurant prices are also similar, with an average meal out costing $12-18 per person. However, Aurora has a slightly wider variety of dining options.

🏆 Winner: Aurora, but only by a slight margin. Everyday costs are nearly equal.

4. Taxes and Fees

Illinois has a flat income tax rate of 4.95%. Both cities charge a 1% property tax on home values.

In Aurora, HOA fees often include services like landscaping, snow removal, and trash collection. Joliet has slightly lower average HOA fees. City service fees (e.g. vehicle stickers) are comparable.

🏆 Winner: Joliet has a small advantage for lower property taxes and fees.

5. Cost Summary Table

Category Aurora Joliet
Housing (3BR home) $2,200 $1,900
Utilities $350 $340
Groceries $500 $480
Transportation $200 $180
Taxes & Fees $600 $550
Misc Expenses $400 $400
Estimated Monthly Total $4,250 $3,850
Couple enjoying morning coffee on porch of Joliet home
Joliet offers affordable homes and a tranquil suburban lifestyle.

6. Lifestyle Fit

While costs are important, also consider the lifestyle tradeoffs between Aurora and Joliet:

  • Aurora is closer to Chicago for commuters, but has more traffic congestion
  • Joliet has more affordable housing and a small-town feel, but fewer amenities
  • Aurora averages 2″+ more snow per year than Joliet
  • Joliet has more parks and green space

7. FAQ

Is Aurora more affordable than Joliet?
No, Joliet has a lower overall cost of living, mainly due to more affordable housing. A household moving from Aurora to Joliet might save $400/month on housing alone.

Which city has lower rent?
Joliet has lower average rent prices. A typical 2BR apartment costs $1,250/month in Joliet compared to $1,450/month in Aurora.

Where is it cheaper to buy a home?
Joliet also has lower home prices. The median price for a 3BR house is around $280,000 in Joliet vs $325,000 in Aurora as of 2025.

8. Conclusion

While Aurora and Joliet are fairly close in cost of living, Joliet comes out ahead for overall affordability, especially in housing. Aurora offers more big-city amenities and a shorter commute to Chicago.

Ultimately, the best fit depends on your budget, housing needs, and lifestyle priorities. Be sure to compare personalized monthly budget examples for Aurora and check the full cost of living in Aurora to help with your decision. Either way, both cities provide great options for affordable living in the Chicago suburbs.