Apex, NC vs. Chapel Hill, NC: Cost of Living Comparison (2025)
This article provides a cost of living comparison between Apex and Chapel Hill, North Carolina. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of living in Apex vs Chapel Hill in 2025.
1. Housing Costs
Housing is often the biggest factor in cost of living differences. Here’s how Apex and Chapel Hill compare for typical housing options:
| Housing Type | Apex | Chapel Hill |
|---|---|---|
| 2BR Apartment Rent | $1,400 | $1,650 |
| 3BR Home Mortgage | $1,900 | $2,300 |
| Median Home Price | $450,000 | $550,000 |
🏆 Winner: Apex has a clear edge on housing costs, with lower rents and home prices than Chapel Hill.
2. Utilities and Energy Costs
Utility costs are fairly similar between the two cities. Expect monthly bills around:
- Electricity: $120-150
- Water/Sewer/Trash: $60-80
- Internet: $50-70
Costs may be 10-20% higher in summer due to AC usage. Both cities have some energy-saving programs available.
🏆 Winner: It’s close, but Chapel Hill has slightly lower utility costs on average.
3. Groceries and Daily Expenses
Groceries and everyday items cost about the same in Apex and Chapel Hill. Expect to spend around $400-500 per month for a typical family. Restaurant prices are also comparable.
🏆 Winner: Tie – grocery and daily living costs are very similar.
4. Taxes and Fees
Apex has a slightly lower property tax rate of 0.34% vs Chapel Hill’s 0.40%. However, Chapel Hill offers lower vehicle taxes and fees. HOA fees are common in both cities, typically ranging from $100-300/month.
🏆 Winner: Apex wins on property taxes, while Chapel Hill has the edge for vehicle owners.
5. Cost Summary Table
| Category | Apex | Chapel Hill |
|---|---|---|
| Housing | $1,400 – $1,900 | $1,650 – $2,300 |
| Utilities | $250 | $230 |
| Groceries | $450 | $450 |
| Transportation | $200 | $180 |
| Taxes & Fees | $300 | $350 |
| Misc | $400 | $400 |
| Estimated Monthly Total | $3,000 – $3,500 | $3,260 – $3,910 |
Note: All income figures are expressed in gross monthly income (pre-tax). Actual take-home pay will be lower.
6. Lifestyle Fit
While costs are important, also consider how each city fits your lifestyle:
- Apex offers more space and a suburban feel, while Chapel Hill is more walkable and urban
- Chapel Hill has more public transit options for easier commuting
- Both cities have great schools, parks, and community events
Quick Fact: Chapel Hill gets about 20% more rainfall than Apex.
7. FAQ
Is Apex more affordable than Chapel Hill?
Yes, Apex is generally more affordable, especially for housing. However, the difference is less than 10% overall.
Which city has lower rent?
Apex has lower rental prices, with a typical 2BR apartment costing $1,400/month vs $1,650 in Chapel Hill.
Where is it cheaper to buy a home?
Apex also wins on home prices, with a median of $450,000 compared to $550,000 in Chapel Hill.
8. Conclusion
Apex offers a lower cost of living overall, making it a great fit for families or those looking for more affordable housing. However, Chapel Hill’s walkability and transit options may appeal to some. Be sure to also check out our other Monthly Budget Examples for Apex Residents and Cost of Living in Apex (2025 Guide) for more details.