Antioch, TN vs. Hermitage, TN: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Antioch vs Hermitage. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Antioch vs Hermitage in 2025.
Imagine Sarah, a young professional moving to the Nashville area for a new job. She’s narrowed her apartment search down to two options: a cozy 1-bedroom in Antioch for $1,100/month, or a similar unit in Hermitage for $1,250/month.
Sarah starts comparing other monthly expenses. Groceries in Antioch average about $350 for her lifestyle, while the same items in Hermitage stores come to $375. Utilities and internet clock in around $180 in Antioch compared to $200 in Hermitage.
Over the course of a year, choosing the Antioch apartment would save Sarah $1,800 on rent alone. Factor in the lower cost of groceries, utilities, and other daily expenses, and the savings potential becomes clear. But housing costs are just one piece of the puzzle.

Housing Costs
Housing is often the biggest line item in a monthly budget. Here’s how typical costs compare:
Housing Type | Antioch | Hermitage |
---|---|---|
1BR Apartment | $1,000 – $1,200 | $1,100 – $1,400 |
2BR Apartment | $1,200 – $1,500 | $1,400 – $1,700 |
3BR House | $1,500 – $2,000 | $1,800 – $2,400 |
π Winner: Antioch
Utilities and Energy Costs
Utility costs are fairly similar between the two cities. Expect to budget around $180-$250 per month for electricity, gas, water, and internet in a typical apartment. Larger homes may see bills closer to $300-$400, especially in summer months when air conditioning is a must.
Both cities offer “green power” programs through Nashville Electric Service, allowing customers to opt into renewable energy for a small premium. There are also various efficiency rebates and incentives available.
π Winner: Antioch, but only slightly
Groceries and Daily Expenses
Grocery costs are comparable between Antioch and Hermitage, with Antioch coming in a bit lower on average. Budget around $350-$500 per month for a single person, or $800-$1,000 for a family of four.
Eating out is also marginally cheaper in Antioch. A meal for two at a mid-range restaurant averages $50-$60, while a similar outing in Hermitage may run $60-$70.
π Winner: Antioch

Taxes and Fees
Both cities have the same property tax rate of $3.155 per $100 of assessed value. However, Antioch’s slightly lower home values mean the typical homeowner pays a bit less in annual property taxes.
Other municipal fees, like water and trash service, are nearly identical. Some Hermitage neighborhoods have higher HOA fees to cover extra amenities and landscaping.
π Winner: Antioch, but it’s close
Cost Summary Table
Expense Category | Antioch | Hermitage |
---|---|---|
Housing (1BR Apt) | $1,100 | $1,250 |
Utilities | $200 | $220 |
Groceries | $400 | $425 |
Transportation | $60 | $60 |
Misc | $250 | $275 |
Estimated Monthly Total | $2,010 | $2,230 |
Note: All income figures are expressed in gross monthly income (pre-tax). See our guides on the average monthly expenses in Antioch, TN and cost of living in Antioch, TN for more info.
Lifestyle Fit
Antioch offers a bit more space for the money, with larger apartments and homes compared to Hermitage. However, Hermitage has more walkable areas and quicker access to downtown Nashville via I-40.
Hermitage averages 5-10 minutes longer for a typical commute into Nashville. Both cities have similar climates, with hot summers and mild winters.
FAQ
Is Antioch more affordable than Hermitage?
Yes, Antioch has a lower overall cost of living, primarily due to cheaper housing, groceries, and utilities.
Which city has lower rent?
Antioch has lower average rent prices for apartments and rental homes. Expect to pay $100-$300 less per month compared to similar rentals in Hermitage.
Where is it cheaper to buy a home?
Antioch has lower median home prices, meaning buyers can get more square footage for their budget. Property taxes are also slightly lower due to the reduced assessed values.
Conclusion
For most people, Antioch offers a lower cost of living across major expense categories like housing, food, and utilities. Renters and home buyers alike can expect to pay less in Antioch.
However, Hermitage’s closer proximity to Nashville and walkable neighborhoods may be worth the added cost for some lifestyles. As with any move, it’s important to weigh both the financial and qualitative aspects of each city before deciding.