Georgetown, KY vs. Versailles, KY: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Georgetown vs Versailles. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Georgetown vs Versailles in 2025.
1. Housing Costs
Housing is one of the biggest factors in the cost of living difference between Georgetown and Versailles. Here’s how typical rent and mortgage costs compare:
| Housing Type | Georgetown | Versailles |
|---|---|---|
| 2BR Apartment (Monthly Rent) | $1,100 | $1,300 |
| 3BR House (Median Price) | $280,000 | $340,000 |
🏆 Winner: Georgetown, with lower rent and home prices on average.
2. Utilities and Energy Costs
Utility bills are fairly similar between the two cities. In Georgetown, expect to pay around $120/month for electricity, $40 for water, and $80 for internet. Versailles utility costs are about 5-10% higher overall.
🏆 Winner: Georgetown has a slight edge on utility expenses.
3. Groceries and Daily Expenses
Grocery prices are nearly identical in Georgetown and Versailles. A gallon of milk runs $3.50, a loaf of bread about $2.80. Eating out costs $12-15 per person on average at local restaurants in both cities.
🏆 Winner: It’s a tie! Grocery and dining costs are comparable.
4. Taxes and Fees
Property taxes are 25% lower in Georgetown compared to Versailles, at a rate of 0.9% vs 1.2%. However, Versailles has slightly lower car registration fees. HOA fees are similar, typically $100-300/month.
🏆 Winner: Georgetown, thanks to meaningfully lower property taxes.
5. Cost Summary
| Category | Georgetown | Versailles |
|---|---|---|
| Housing | $1,100 | $1,300 |
| Utilities | $240 | $260 |
| Groceries | $400 | $400 |
| Transportation | $300 | $320 |
| Taxes | $380 | $460 |
| Misc | $250 | $250 |
| Estimated Monthly Total | $2,670 | $2,990 |
6. Lifestyle Fit
While costs are lower in Georgetown, Versailles offers more walkability and slightly better public transit. Commute times are 10-15% longer from Georgetown. However, Georgetown has larger residential lots and a quieter, small-town feel.
7. FAQ
- Is Georgetown more affordable than Versailles?
- Which city has lower rent?
- Where is it cheaper to buy a home?
Yes, the cost of living is about 10% lower in Georgetown compared to Versailles, mainly due to cheaper housing.
Rent prices are around 15% lower, on average, in Georgetown vs Versailles.
Georgetown has lower median home prices, by roughly $60,000 for a comparable 3BR house.
8. Conclusion
Overall, Georgetown offers a meaningfully lower cost of living than Versailles, primarily due to more affordable housing and lower property taxes. A household moving from Versailles to Georgetown might save $400/month on housing alone.
Budget-conscious families, remote workers, and retirees may prefer Georgetown for the savings. However, those prioritizing walkability or shorter commutes may find Versailles worth the added cost. For more details, see our guides on [Monthly Budget Examples for Georgetown Residents](/georgetown-ky/monthly-budget/) and [Cost of Living in Georgetown (2025 Guide)](/georgetown-ky/cost-overview/).