Lexington, KY vs. Nicholasville Ky, KY: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Lexington vs Nicholasville Ky. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Lexington vs Nicholasville Ky in 2025.
At a glance:
- Lexington has 15% higher housing costs than Nicholasville Ky
- Utilities are 8% cheaper in Nicholasville Ky vs Lexington
- Groceries cost 5% less in Nicholasville Ky on average
- Property taxes are 0.5% lower in Lexington
1. Housing Costs
Housing is the biggest factor in the cost of living difference between Lexington and Nicholasville Ky. Typical rent and home prices are:
| Housing Type | Lexington | Nicholasville Ky |
|---|---|---|
| 2BR Apartment Rent | $1,250 | $1,050 |
| 3BR Home Price | $325,000 | $285,000 |
🏆 Winner: Nicholasville Ky
2. Utilities and Energy Costs
Utility bills in Nicholasville Ky are about 8% lower than in Lexington. Expect to pay around $180 per month for a 1,000 sq ft apartment in Nicholasville Ky vs $195 in Lexington.
Both cities have fairly mild winters, so heating costs are moderate. Summer AC bills will be higher in Lexington. Nicholasville Ky residents can take advantage of off-peak electric plans to save.
🏆 Winner: Nicholasville Ky
3. Groceries and Daily Expenses
Grocery prices are about 5% cheaper in Nicholasville Ky compared to Lexington. A gallon of milk averages $3.50 in Nicholasville Ky vs $3.70 in Lexington. Eating out is also more affordable – expect to pay around $12 per person for a casual meal in Nicholasville Ky, but closer to $15 in Lexington.
🏆 Winner: Nicholasville Ky
4. Taxes and Fees
Property taxes are slightly lower in Lexington at 0.91% vs 1.03% in Nicholasville Ky. However, Nicholasville Ky has lower city service fees. In Lexington, HOA fees often include landscaping and trash, adding $50-100 per month.
🏆 Winner: Lexington
5. Cost Summary Table
| Category | Lexington | Nicholasville Ky |
|---|---|---|
| Housing | $1,250 | $1,050 |
| Utilities | $195 | $180 |
| Groceries | $400 | $380 |
| Transportation | $60 | $55 |
| Taxes | $250 | $280 |
| Misc | $200 | $180 |
| Estimated Monthly Total | $2,355 | $2,125 |
Note: All figures are based on gross monthly income (pre-tax).
6. Lifestyle Fit
While Nicholasville Ky is cheaper overall, Lexington offers more space, walkability, and a shorter average commute. Nicholasville Ky has more public transportation options. Lexington averages 2°F cooler in the summer than Nicholasville Ky.
7. FAQ
- Is Lexington more affordable than Nicholasville Ky? No, Nicholasville Ky has a lower overall cost of living.
- Which city has lower rent? Nicholasville Ky rent is about 15% cheaper than Lexington.
- Where is it cheaper to buy a home? Home prices are roughly 12% lower in Nicholasville Ky vs Lexington.
8. Conclusion
Nicholasville Ky is the more affordable option for most households. Lexington works better for those prioritizing a walkable area and extra space. To plan your budget, check out these Monthly Budget Examples for Lexington Residents. For more info, see our full Cost of Living in Lexington (2025 Guide).