The Housing Market in Pflugerville Today
Pflugerville, a rapidly growing suburb just north of Austin, has seen its housing market heat up in recent years. Inventory has tightened as more people move to the area for its strong job market, great schools, and family-friendly amenities. New housing developments are rising downtown and in master-planned communities to the east and west.
Despite the increased demand, Pflugerville remains relatively affordable compared to central Austin. The city offers a mix of apartments, townhomes, and single-family houses to fit a range of budgets and lifestyles. Many neighborhoods feature community pools, parks, and trails that add to the quality of life.
Renting in Pflugerville: What’s Typical?
As of 2025, the average rent for a 1-bedroom apartment in Pflugerville is around $1,400 per month. For a 2-bedroom, expect to pay closer to $1,800. These prices include newer complexes with amenities like fitness centers, dog parks, and package lockers.
Rent has risen steadily over the past few years, though not as sharply as in Austin proper. Availability is decent but competitive for the most desirable units. Many apartments are located along the SH-45 and SH-130 corridors, offering easy access to major employers and shopping centers.
Pflugerville is popular with young professionals, couples, and small families who want more space and amenities for their rent. Newer apartment complexes in Pflugerville often include trash and internet in the monthly rent.
Owning a Home in Pflugerville
The median home price in Pflugerville is currently around $450,000, up significantly from a few years ago but still below Austin’s median of over $600,000. For a typical buyer putting 10% down on a 30-year mortgage at 6.5% interest, the monthly payment would be about $2,450.
On top of the mortgage, homeowners in Pflugerville pay around $7,500 per year in property taxes. Insurance adds another $1,500 or so annually. Many neighborhoods have HOA dues ranging from $200 to $1,000 per year to maintain common areas and amenities.
While owning is more expensive than renting on a monthly basis, many see it as an investment in building equity over time. Families are drawn to Pflugerville’s spacious yards, community events, and highly-rated schools. In Pflugerville, many homes use swamp coolers which can reduce A/C bills in the hot summer months.
Renters vs. Homeowners: Who Lives Where?
Pflugerville’s homeownership rate is around 65%, slightly above the national average. The other 35% of households rent their homes. Homeownership is more common for families with children, while more young singles and couples tend to rent.
Renters are concentrated in the apartment complexes and townhome communities near major roads and shopping areas. Homeowners dominate in the residential neighborhoods further out, where kids can bike and play. Retirees are a mix, with some downsizing to low-maintenance apartments and others aging in place.
The biggest barrier to homeownership in Pflugerville is the upfront cost. With rising prices, it takes longer to save up for a down payment, especially for first-time buyers. Some also prefer the flexibility of renting in a fast-growing area. But with a strong job market and relatively affordable mortgages, many see owning as within reach.
| Expense | Apartment (1BR) | House (3BR) |
|---|---|---|
| Rent/Mortgage | $1,400 | $2,450 |
| Utilities | $150 | $300 |
| Property Tax | $0 | $625 |
| Insurance | $25 | $125 |
| HOA Dues | $0 | $50 |
| Total | $1,575 | $3,550 |
Estimates reflect mid-range properties and average usage.
Here’s what housing costs might look like each month in Pflugerville:
What’s Driving Costs Up or Down?
The main factor driving up housing costs in Pflugerville is population growth. As more people move to the Austin area for jobs in tech, healthcare, and education, demand for homes has outpaced supply. Builders are working to catch up, but labor and material shortages have slowed construction.
At the same time, rising interest rates have made mortgages more expensive, putting homeownership further out of reach for some. Strict zoning laws have limited denser housing options in some areas. But Pflugerville has been more proactive than some nearby cities in allowing a mix of housing types to accommodate growth.
Factors keeping costs in check include Pflugerville’s ample land for new development, especially to the east. The city has also invested in infrastructure and amenities to attract employers and residents. And while prices have risen, Pflugerville still offers relative value compared to Austin and other major metros.
FAQs About Housing in Pflugerville
Is Pflugerville affordable to live in?
Compared to Austin, Pflugerville offers more affordable housing options, especially for renters and first-time homebuyers. But costs are rising, and many residents still struggle with affordability.
Why are housing prices changing?
Population growth and limited housing supply have driven up prices in recent years. Rising mortgage rates and construction costs have also made homeownership more expensive.
How does Pflugerville compare to nearby cities?
Pflugerville is more affordable than Austin and Round Rock but pricier than further-out suburbs like Hutto and Manor. It offers a balance of amenities, schools, and relative value.
Making Smart Housing Decisions in Pflugerville
Whether renting or buying, housing is a major expense. Pflugerville residents should budget carefully and weigh their options. Key factors include location, space needs, amenities, and long-term goals.
For renters, choosing a complex with utilities included can simplify budgeting. Comparing prices and factoring in commute costs is also wise. Homebuyers should get pre-approved, shop around for rates and consider all the costs of ownership.
Ultimately, Pflugerville offers a range of housing choices for different lifestyles and budgets. By understanding the market and planning ahead, residents can find a place to call home in this vibrant, growing community. For more tips, see our guides on monthly budgeting for Pflugerville residents and the overall cost of living in Pflugerville.