Mason, OH vs. Fairfield, OH: Cost of Living Comparison (2025)
Considering a move to the Cincinnati suburbs of Mason or Fairfield? Many assume Mason is pricier, but a closer look at the numbers reveals some surprises. This cost of living comparison breaks down housing, utilities, groceries, and taxes in each city, perfect for families relocating, professionals choosing between job offers, or anyone comparing the real cost of living in Mason vs Fairfield in 2025. All income figures are expressed in gross monthly amounts (pre-tax).
Housing Costs
Housing is the biggest factor in the cost of living in Mason vs Fairfield. Here’s how typical rents and home prices compare:
| Housing Type | Mason | Fairfield |
|---|---|---|
| Median 2BR Apartment Rent | $1,350 | $1,150 |
| Median 3BR House Price | $350,000 | $275,000 |
🏆 Winner: Fairfield. Renting a 2-bedroom or buying a 3-bedroom home costs about 15-20% less in Fairfield compared to Mason.
Utilities and Energy Costs
Utility bills are similar between the two cities. Expect to pay around $150-$250/month for electricity, gas, water, and trash. Costs rise about 20% in summer with AC use. Both cities offer budget billing to avoid seasonal spikes.
🏆 Winner: Tie. No major difference in utility costs between Mason and Fairfield.
Groceries and Daily Expenses
Grocery prices are comparable in Mason and Fairfield, with most items varying less than 5%. Restaurant prices are also similar. Budget $400-$600/month for groceries for a family of 4, plus $50-$100/person for dining out.
🏆 Winner: Tie. Expect to pay about the same for food and daily goods in either city.
Taxes and Fees
Property taxes are slightly higher in Mason at 1.37% vs 1.28% in Fairfield. For a $300K home, that’s a difference of $270/year. Both cities charge a 1.5% income tax. In Mason, HOA fees often include landscaping and trash, while Fairfield has lower HOA fees but separate bills.
🏆 Winner: Fairfield. Lower property taxes and HOA fees give Fairfield a slight edge.
Cost Summary
| Category | Mason | Fairfield |
|---|---|---|
| Housing (3BR House) | $2,330 | $1,830 |
| Utilities | $200 | $200 |
| Groceries | $500 | $500 |
| Transportation | $300 | $250 |
| Taxes | $450 | $400 |
| Misc | $400 | $400 |
| Estimated Monthly Total | $4,180 | $3,580 |
Lifestyle Fit
While Fairfield wins on pure costs, consider other tradeoffs too. Mason has top-rated schools, a vibrant downtown, and quick highway access. Fairfield offers more affordable homes with larger lots, plus more parks and green space. Fairfield has more public transportation options, while Mason is closer to major malls and hospitals.
FAQ
Is Mason more affordable than Fairfield?
No, Fairfield has lower housing costs and property taxes, making it about 15% cheaper overall. However, Mason’s higher home values can mean better appreciation over time.
Which city has lower rent?
Fairfield has lower apartment rents, averaging about $200/month less than comparable units in Mason.
Where is it cheaper to buy a home?
Fairfield has lower median home prices, with a typical 3BR house costing about $75,000 less than in Mason. But Mason homes may offer better returns long-term. Can You Afford to Live in Mason? Monthly Budget Guide.
Conclusion
While Fairfield comes out ahead on overall affordability, by about $600/month for a typical family, the cost of living in Mason can be worth it for those prioritizing schools, amenities, and resale value. Young families on tighter budgets will find their dollars go further in Fairfield, while high-earning professionals may prefer Mason’s newer homes and faster commutes. Whichever you choose, compare moving company costs and options for the best deal.