Del City is considered relatively affordable in 2025, with average rent for a 2-bedroom apartment around $1,100 and utility costs slightly below the national average.
Housing Costs in Del City
In 2025, the typical housing options in Del City consist primarily of single-family homes and apartment complexes. Renting a 2-bedroom apartment ranges from $900 to $1,300 per month, with an average around $1,100. Buying a 3-bedroom house typically costs between $180,000 to $250,000, depending on the neighborhood and property condition.
Some key differences in housing costs across Del City neighborhoods:
- Central Del City: Older homes, lower prices, average 2BR rent $950
- North Del City: Newer developments, higher prices, average 2BR rent $1,200
- Eagle Lake: Mix of older and newer homes, average 2BR rent $1,050
About 30% of neighborhoods in Del City have active Homeowners Associations (HOAs), with monthly fees typically ranging from $100 to $250. These are more common in newer developments.
Utilities and Energy Bills
Basic utility costs in Del City, including electric, gas, water, and trash, average around $180 per month for a 1,000 sq ft apartment. Expect higher electric bills in the summer months due to air conditioning needs. Here’s a typical monthly breakdown:
| Utility | Average Monthly Cost |
|---|---|
| Electricity | $90 |
| Gas | $40 |
| Water/Sewer | $35 |
| Trash | $15 |
Groceries and Daily Expenses
The average grocery bill in Del City is around $350 per person per month, which includes common household items and occasional dining out. A gallon of milk costs about $3.50, a loaf of bread is $2.80, and a dozen eggs average $2.20.
For a couple, a typical monthly grocery basket might include:
- Milk, bread, eggs: $25
- Meat, fish, poultry: $80
- Fruits and vegetables: $120
- Snacks and drinks: $60
- Household items: $40
- Dining out (4 times): $120
This comes to a total of around $445 per month for two people, or about $225 per person.
Taxes and Fees
The property tax rate in Del City averages 0.95%, which is slightly lower than many nearby communities. On a $200,000 home, annual property taxes would be approximately $1,900.
Sales tax in Del City is 8.5%, which combines the 4.5% state sales tax and a 4% city sales tax. Vehicle registration fees are $85 per year for most passenger vehicles.
| Tax/Fee Type | Rate |
|---|---|
| Property Tax | 0.95% |
| Sales Tax | 8.5% |
| Vehicle Registration | $85/year |
Monthly Cost of Living Estimates
Here is a summary table of estimated monthly expenses for different household sizes in Del City:
| Expense | Single | Couple | Family of 4 |
|---|---|---|---|
| Housing (Rent, Utilities) | $1,000 | $1,280 | $1,600 |
| Groceries | $350 | $445 | $850 |
| Transportation | $150 | $250 | $400 |
| Healthcare | $200 | $450 | $650 |
| Other Essentials | $200 | $300 | $500 |
| Total Monthly Estimate | $1,900 | $2,725 | $4,000 |
Note that these figures represent gross monthly income (pre-tax) needed to support these expense levels. Individual budgets will vary.
Lifestyle Considerations
Del City offers a relatively affordable cost of living compared to the Oklahoma City metro area. Commute times are reasonable, with most parts of Del City within a 20-30 minute drive of downtown OKC.
Newer homes can be found in the northern parts of Del City, while the central areas have more affordable older homes. Access to parks, shopping and schools is generally good throughout the city.
Key lifestyle factors to consider:
- Commute: 20-30 minutes to downtown OKC
- Home Size: Older 3BR homes from 1,200-1,600 sq ft, newer homes up to 2,200 sq ft
- Outdoor Access: Several community parks, close to Lake Stanley Draper
- Schools: Served by Mid-Del School District, mixed ratings
For many, Del City offers an appealing balance of affordability and access to the wider Oklahoma City area. Families or those seeking more space may prefer the larger homes in newer neighborhoods, while singles and couples often opt for the lower costs of central Del City.
Frequently Asked Questions
What salary do you need to live in Del City?
To cover essential expenses, an individual would need to earn around $1,900 per month ($22,800 per year) before taxes. For a family of four, a gross income of $48,000 or more is recommended.
How much is the average electric bill in Del City?
The average electric bill is approximately $90 per month for a 1,000 sq ft apartment. Costs are higher in the summer due to air conditioning.
Is Del City cheaper than Oklahoma City?
Yes, the cost of living in Del City is estimated to be 10-15% lower than Oklahoma City proper, primarily due to more affordable housing options.
What is the average rent in Del City?
The average rent for a 2-bedroom apartment in Del City is around $1,100 per month as of 2025. Older units can be found for under $1,000 in some areas.
How much are property taxes in Del City?
The property tax rate in Del City averages 0.95% of assessed value. On a $200,000 home, annual property taxes would be about $1,900.
Are there many HOAs in Del City?
About 30% of neighborhoods in Del City have Homeowners Associations. HOA fees typically range from $100 to $250 per month.
What is a comfortable retirement income in Del City?
A retired couple would likely need around $2,700 per month in gross income to live comfortably in Del City, assuming a paid-off home. This equates to $32,400 per year before taxes.
For those looking to minimize costs, see our 2025 moving company picks for the Del City area.