Hillview, KY vs. Shively, KY: Cost of Living Comparison (2025)
The Johnson family is debating a move to either Hillview or Shively, Kentucky. They want to compare the cost of living in Hillview versus Shively to see which city better fits their lifestyle and budget in 2025. Let’s break down the key factors to help the Johnsons – and you – make an informed decision.
1. Housing Costs
Housing is often the biggest line item in a family’s monthly budget. Here’s how typical housing costs compare between Hillview and Shively:
| Housing Type | Hillview | Shively |
|---|---|---|
| Median 2BR Apartment Rent | $950 | $1,100 |
| Median 3BR Home Price | $180,000 | $210,000 |
🏆 Winner: Hillview. Housing costs an estimated 10-15% less in Hillview compared to Shively for both renting and buying.
2. Utilities and Energy Costs
Keeping the lights on and staying comfortable in Kentucky’s humid summers and chilly winters is another key expense. Typical utility costs for a family of four:
- Hillview: $180-$250/month
- Shively: $200-$280/month
Both cities offer “time of day” discounts for running major appliances during off-peak hours to help manage costs.
🏆 Winner: Hillview. Utility bills tend to run about 10% lower in Hillview.
3. Groceries and Daily Expenses
Feeding a family is a major part of the average monthly expenses in Hillview and Shively. Grocery costs are fairly comparable between the two cities, with Shively coming in about 5% higher on average.
Eating out will cost about the same in either city, though Shively has slightly more restaurant options. Expect to budget at least $500-700/month for groceries for a family of four, plus more for dining out.
🏆 Winner: Hillview, but only slightly. Grocery and daily living costs are quite similar.
4. Taxes and Fees
Be sure to factor in the various taxes and fees that can add up in a monthly budget:
- Hillview property tax rate: 0.8% of assessed value
- Shively property tax rate: 1.0% of assessed value
- Car registration fees: About $50/year in Hillview vs. $60/year in Shively
🏆 Winner: Hillview. Lower property taxes can save a typical homeowner $200-300/year compared to Shively.
5. Cost Summary
| Expense Category | Hillview | Shively |
|---|---|---|
| Housing (3BR home) | $1,100 | $1,250 |
| Utilities | $220 | $240 |
| Groceries | $600 | $630 |
| Transportation | $300 | $250 |
| Taxes | $120 | $150 |
| Misc | $250 | $250 |
| Estimated Monthly Total | $2,590 | $2,770 |
Note: Figures are estimates for a family of four in 2025. Your expenses may vary.
6. Lifestyle Fit
Hillview offers a bit more space for the money, with larger yards and more single-family homes compared to Shively’s denser housing and apartments. However, Shively is more walkable and has better access to public transit for easier commutes.
Hillview is about 5°F cooler on average in the peak of summer than Shively. So if you prefer milder weather, Hillview may be more comfortable.
7. FAQs
Q: Is Hillview more affordable than Shively?
A: Yes, Hillview has a lower overall cost of living, primarily due to cheaper housing, lower taxes, and slightly lower utility and grocery costs.
Q: Which city has lower rent?
A: Hillview has lower typical rent, with a median 2BR apartment renting for about $950/month vs. $1,100/month in Shively.
Q: Where is it cheaper to buy a home?
A: Hillview has lower home prices, with a typical 3BR home costing around $180,000 compared to $210,000 in Shively.
8. Conclusion
For the budget-conscious Johnson family, Hillview comes out ahead in this cost of living showdown. They can expect to save around $200 per month living in Hillview compared to Shively, mainly on housing, utilities, and taxes.
However, Shively may still be worth the extra cost for those who value walkability, transit access, and slightly milder winters. As with any move, consider both the hard costs and lifestyle factors to find the best fit.
Comparing other cities in Kentucky? Check out our cost of living comparisons for places like Louisville, Lexington, and Bowling Green to get a full picture before deciding on your new hometown. And once you’re ready to make the move, compare moving company costs and options to get the best deal.