Hillview is considered relatively affordable in 2025, with average rent for a 2-bedroom apartment at $1,100 and grocery costs slightly below the national average.
Living in Hillview, KY in 2025 costs around $3,200 per month for a couple, including housing, utilities, groceries, and basic expenses. Let’s break down the numbers to help you budget for life in this quiet Louisville suburb.
Housing Costs in Hillview
Housing is the biggest expense for most Hillview residents. Typical options include:
- Renting a 2-bedroom apartment: $900 – $1,300/month
- Buying a 3-bedroom house: $180,000 – $250,000
Older neighborhoods like Maryville tend to have lower housing costs, while newer developments near Hillview Park come with higher price tags. Some neighborhoods have optional HOA fees ranging from $50 – $150/month.
For those planning a move, be sure to compare moving company costs and options to find the best fit for your budget and needs.
Utilities and Energy Bills
Basic utilities in Hillview cost around $250 – $350/month for a 1,000 sq ft home, including:
| Utility | Estimated Monthly Cost |
|---|---|
| Electricity | $100 – $150 |
| Water | $30 – $50 |
| Gas | $50 – $80 |
| Trash/Recycling | $20 – $30 |
| Internet | $50 – $80 |
Expect higher electric bills in the summer months due to air conditioning needs. Choosing an energy-efficient home or upgrading to a smart thermostat can help manage costs.
Groceries and Daily Expenses
Groceries in Hillview cost around $350 – $450/month for a single person or $700 – $900/month for a couple. This covers basics like:
- Milk (1 gal): $3.50
- Bread (1 loaf): $2.25
- Eggs (1 doz): $2.00
- Chicken breast (1 lb): $3.75
Dining out adds around $200 – $400/month per person, depending on frequency and restaurant choices. A meal at a casual restaurant averages $12 – $18 per person.
Taxes and Fees
Hillview’s property tax rate is $0.82 per $100 of assessed value. For a $200,000 home, annual property taxes would be around $1,640.
Kentucky’s statewide sales tax is 6%, which applies to most goods and services in Hillview. Vehicle registration fees are $21 per year.
Monthly Cost of Living in Hillview
| Expense | Single Person | Couple | Family of 4 |
|---|---|---|---|
| Housing (rent) | $1,000 | $1,100 | $1,500 |
| Utilities | $200 | $300 | $400 |
| Groceries | $400 | $800 | $1,200 |
| Transportation | $300 | $500 | $800 |
| Healthcare | $200 | $400 | $800 |
| Other | $200 | $400 | $600 |
| Total | $2,300 | $3,500 | $5,300 |
Note that these are estimated average costs. Your actual expenses will depend on factors like housing choices, energy usage, and lifestyle.
Lifestyle Considerations
Hillview offers a suburban lifestyle with easy access to Louisville amenities. Commute times to downtown jobs average 20-30 minutes. Most errands require a car, but local parks and community events are within walking or biking distance for many residents.
Newer homes in Hillview tend to be larger (1,800+ sq ft) but come with higher costs. Older neighborhoods provide more affordable options, with the tradeoff of smaller layouts and potentially dated features.
Frequently Asked Questions
What salary do you need to live comfortably in Hillview?
A gross monthly income of at least $3,200 for a single person or $4,800 for a couple allows for a comfortable lifestyle in Hillview, while still saving for the future.
Is Hillview cheaper than Louisville?
Yes, the cost of living in Hillview is about 10% lower than in Louisville proper. Housing costs are the primary difference, with Hillview rents and home prices averaging 20% less than comparable options in the city.
Are utilities expensive in Hillview?
Utilities in Hillview are fairly moderate, with costs slightly below the national average. Expect to budget $200 – $300/month for a typical 1-2 bedroom apartment.
How much is the average grocery bill in Hillview?
Plan for $350 – $450/month for groceries for a single person in Hillview, or $700 – $900/month for a couple. This covers basic staples and occasional treats or speciality items.
What is the sales tax rate in Hillview?
Hillview follows the statewide Kentucky sales tax rate of 6%. This applies to most goods and services, with a few exceptions like groceries and prescription medications.