Lawrenceburg, KY vs. Nicholasville, KY: Cost of Living Comparison (2025)
Which city gives you more for your money – Lawrenceburg or Nicholasville? This article provides a detailed cost of living comparison between Lawrenceburg and Nicholasville, Kentucky. It’s perfect for families relocating, professionals choosing between job offers, or anyone comparing the real costs of living in these two cities in 2025.
1. Housing Costs
Housing is often the biggest factor in cost of living differences. Here’s how typical rent and mortgage costs compare in Lawrenceburg vs Nicholasville:
| Housing Type | Lawrenceburg | Nicholasville |
|---|---|---|
| 2BR Apartment Rent | $950 | $1,100 |
| 3BR Home Mortgage | $1,300 | $1,450 |
🏆 Winner: Lawrenceburg. Housing costs an estimated 10-15% less in Lawrenceburg compared to Nicholasville. See a full breakdown of average monthly expenses in Lawrenceburg, KY.
2. Utilities and Energy Costs
Utility bills are fairly comparable between the two cities. Expect to pay around $150-200 per month for electricity, gas, water, and trash service for a 2BR apartment in either Lawrenceburg or Nicholasville.
Both cities experience hot summers and mild winters. Heating and cooling needs are similar. Some neighborhoods in Lawrenceburg offer off-peak utility plans that can provide savings.
🏆 Winner: Lawrenceburg by a slight margin due to off-peak options.
3. Groceries and Daily Expenses
Grocery costs, dining out, and everyday purchases are nearly identical in Lawrenceburg and Nicholasville. Expect to spend around $400 per month on groceries for a couple in either city.
Restaurant prices are reasonable, with most entrees ranging from $10-20. Gas prices and transportation costs are also very similar.
🏆 Winner: Tie. Costs for groceries and daily expenses are almost the same.
4. Taxes and Fees
Lawrenceburg has slightly lower property tax rates than Nicholasville – around 0.8% vs 0.9% of assessed value annually. City service fees like trash and recycling are included in utility bills in both places.
Typical HOA fees range from $100-300 per month. In Lawrenceburg, these often include extras like landscaping and exterior maintenance.
🏆 Winner: Lawrenceburg. Lower property taxes can add up to savings for homeowners.
5. Cost Summary
| Category | Lawrenceburg | Nicholasville |
|---|---|---|
| Housing | $950 | $1,100 |
| Utilities | $180 | $200 |
| Groceries | $400 | $400 |
| Transportation | $300 | $300 |
| Taxes & Fees | $250 | $300 |
| Misc Expenses | $500 | $500 |
| Estimated Monthly Total | $2,580 | $2,800 |
6. Lifestyle Fit
Both Lawrenceburg and Nicholasville offer a quiet, suburban lifestyle within commuting distance of Lexington. Lawrenceburg is slightly more affordable, while Nicholasville has a bit more space and newer housing.
Nicholasville has more public transportation options connecting to Lexington. Lawrenceburg tends to be about 5°F cooler than Nicholasville on average in the summer months.
7. FAQ
- Is Lawrenceburg more affordable than Nicholasville?
- Yes, the cost of living is estimated to be about 8% lower in Lawrenceburg.
- Which city has lower rent?
- Typical rent is around 10-15% cheaper in Lawrenceburg.
- Where is it less expensive to buy a home?
- Lawrenceburg has lower median home prices and property tax rates, making it more affordable for buyers.
8. The Bottom Line
While Lawrenceburg and Nicholasville offer a similar suburban lifestyle, Lawrenceburg comes out ahead on affordability. Housing costs, utility bills, and property taxes are all slightly lower.
Budget-conscious families, first-time homebuyers, and retirees may find their money goes further in Lawrenceburg. However, Nicholasville can be a great fit for those prioritizing more space or easier access to Lexington.
Considering a move to Lawrenceburg? Read our full cost of living guide for Lawrenceburg, KY or check out our list of the best moving companies to get started.