Spring is considered moderately expensive in 2025, with average rent for a 2-bedroom apartment at $1,750 and slightly higher property tax rates compared to the national average.
In 2025, the median household income in Spring, TX is $92,500 per year, or about $7,710 per month before taxes. But how far does that really go in this growing Houston suburb? Let’s break down the real costs of living comfortably in Spring.
Housing Costs in Spring
Housing is the biggest expense for most Spring residents. Typical housing options include single-family homes, townhomes, and apartments. Prices vary based on neighborhood, size, and amenities.
For renters, a decent 2-bedroom apartment in Spring averages around $1,750 per month as of 2025. Prices range from $1,500 in older complexes up to $2,200 for newer luxury units. Most rentals include basic appliances, but factor in extra for utilities, parking, and pet rent.
Buying a home in Spring will cost more upfront but can be cheaper than renting long-term. A standard 3-bedroom, 2-bath house runs between $350,000 to $450,000, depending on the neighborhood. Expect to pay around 20% for a down payment, plus 3-6% in closing costs. Typical monthly mortgage payments land near $2,200, not including taxes, insurance, and HOA fees.
- Renting a 2-bed apartment: $1,500 – $2,200
- Buying a 3-bed house: $350K – $450K
- Monthly mortgage (without taxes/insurance): ~$2,200
Utilities and Energy Bills
Basic utilities in Spring include electricity, gas, water, trash, and internet. Costs vary based on home size, provider, and usage.
Electricity tends to be the highest utility bill, averaging $150-$250 per month for a 2-3 bedroom home. Expect summer cooling costs to spike 20-30% higher. Gas runs $30-$50 if used for heating, cooking, or hot water. Water and trash average $80-$120 combined.
For internet and cable, budget $70-$150 per month, depending on speed and package. Many newer neighborhoods have fiber access.
| Utility | Typical Monthly Cost |
|---|---|
| Electricity | $150 – $250 |
| Gas | $30 – $50 |
| Water + Trash | $80 – $120 |
| Internet | $70 – $150 |
Groceries and Daily Expenses
Food costs in Spring are fairly average for the Houston metro. Expect to spend around $350-$450 per person per month on groceries, household items, and dining out.
A gallon of milk runs about $3.50, while a dozen eggs cost $2.80. Bread averages $2.50 per loaf. Chicken breast is around $3.30 per pound. Eating a meal out ranges from $12 for fast casual to $30+ per person at a sit-down restaurant.
For a typical family of 4, a reasonable monthly food budget might break down like:
- Groceries and household items: $1,100
- Dining out (3 times per week): $480
- Total: $1,580
Taxes and Fees
Texas has no state income tax, but property taxes in Spring are higher to make up for it. The average effective property tax rate in Spring is 2.31%, above the national average of 1.1%.
For a $400,000 home, annual property taxes would be about $9,240, or $770 per month. Renters can expect some of this cost to be baked into monthly rent prices.
Texas has a 6.25% state sales tax, plus a 1% local tax in most of Spring, for a total of 7.25%. This applies to most goods and some services. Groceries and prescription drugs are exempt.
Many neighborhoods in Spring have Homeowners Associations (HOAs) that charge monthly or annual fees. These typically run $30-$100 per month and cover common area maintenance and amenities. Factor this in if buying a home.
Monthly Cost Summary
So what does it really cost to live comfortably in Spring in 2025? Here’s a sample monthly budget breakdown:
| Expense | Single Person | Couple | Family of 4 |
|---|---|---|---|
| Housing (rent or mortgage) | $1,300 | $1,800 | $2,400 |
| Utilities | $200 | $300 | $450 |
| Groceries & dining out | $500 | $1,000 | $1,600 |
| Transportation & gas | $200 | $300 | $500 |
| Health insurance | $300 | $600 | $1,100 |
| Other necessities & savings | $500 | $800 | $1,200 |
| Monthly Total (Gross) | $3,000 | $4,800 | $7,250 |
| Annual Gross Income Needed | $36,000 | $57,600 | $87,000 |
Keep in mind these are pre-tax estimates. With smart budgeting, a single person can live comfortably in Spring for around $36,000 gross per year. A couple will need about $57,000, and a family of 4 should aim for $87,000+.
Lifestyle Considerations
While costs are important, also consider lifestyle factors when deciding where to live. Spring offers a suburban feel with good schools, parks, and shopping, about 25 miles north of central Houston. Most people commute by car, with an average one-way drive of 30-35 minutes.
Newer master-planned communities like Harmony and Breckenridge Forest offer resort-style amenities, but also come with higher price tags and strict HOAs. More established areas like Postwood and Northgate Crossing provide better value but older homes.
Access to jobs is a plus in Spring, with major employers like ExxonMobil, Southwestern Energy, and HP within a 20-minute drive. IAH airport is also just 15 miles away for frequent travelers.
Compared to inner loop Houston neighborhoods, Spring offers more affordable housing and a quieter pace of life, but longer commutes. It’s a tradeoff between cost and convenience.
Frequently Asked Questions
What salary do you need to live comfortably in Spring?
To live comfortably, a single person needs around $3,000 per month before taxes ($36,000 per year). A family of 4 will need closer to $7,250 monthly ($87,000 per year).
How much are property taxes in Spring?
The average property tax rate in Spring is 2.31%. For a $400,000 home, that’s $9,240 per year or $770 per month.
Is Spring cheaper than living in Houston?
Yes, Spring is generally 10-20% cheaper than neighborhoods inside the loop like The Heights or West U. You’ll get more house for your money but have a longer commute.
Do most homes in Spring have HOA fees?
Many newer subdivisions have HOAs that average $30-$100 per month. Some older neighborhoods have voluntary associations with lower or no fees.
How much is the average electric bill in Spring?
Electricity for a 2-3 bedroom home in Spring averages $150-$250 per month, with summer costs 20-30% higher for air conditioning.
What are the best neighborhoods in Spring for families?
Harmony, Gleannloch Farms, and Breckenridge Forest are popular master-planned communities with good schools and amenities for families. Expect higher housing costs and HOA fees.
Is Spring a safe place to live?
Spring has a crime rate slightly below the national average. Neighborhoods west of I-45 tend to have lower crime than those to the east. As always, be aware of your surroundings.