Which City Is More Affordable: Kissimmee or Orlando?

Kissimmee, FL vs. Orlando, FL: Cost of Living Comparison (2025)

Couple reviews cost of living documents at kitchen table in their Kissimmee home
A couple considers their budget and cost of living in their cozy Kissimmee home.

On average, housing costs are 18% lower in Kissimmee than Orlando. This article provides a detailed cost of living comparison between Kissimmee and nearby Orlando. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Kissimmee vs Orlando in 2025.

1. Housing Costs

Housing is often the biggest factor in cost of living differences. Here’s how Kissimmee and Orlando compare for typical housing options:

Housing TypeKissimmeeOrlando
Median Home Price$380,000$460,000
Mortgage Payment (20% down)$1,520/mo$1,840/mo
2BR Apartment Rent$1,600/mo$1,950/mo

πŸ† Winner: Kissimmee. Housing costs are significantly lower in Kissimmee compared to Orlando.

2. Utilities and Energy Costs

Utility costs are similar between the two cities, with Kissimmee residents paying about 5% less on average:

  • In Kissimmee, expect to pay around $180/month for electricity, water, and gas for a 1,000 sq ft apartment.
  • Orlando utility bills average closer to $190/month for the same sized unit.
  • Both cities have warm climates, so A/C usage is high in the summer. Many utility providers offer off-peak savings plans.

πŸ† Winner: Kissimmee has a slight edge on utility costs.

3. Groceries and Daily Expenses

Grocery and restaurant prices are comparable between Kissimmee and Orlando. Expect to pay about:

  • $4.50 for a gallon of milk
  • $2.80 for a loaf of bread
  • $60-80 per person for a nice dinner out

However, Kissimmee has more affordable local markets and family-owned restaurants where you can find deals.

πŸ† Winner: Kissimmee, but only slightly. Grocery costs are similar overall.

4. Taxes and Fees

Florida has no state income tax, so the biggest tax is on property:

  • Kissimmee property tax rate: 0.83% (lower than the FL average)
  • Orlando property tax rate: 1.03%

In Kissimmee, HOA fees often include landscaping and trash, ranging from $100-400/month. Orlando HOA fees are similar but may not cover trash.

πŸ† Winner: Kissimmee has a lower property tax rate.

5. Cost of Living in Kissimmee vs Orlando: Summary

Cost CategoryKissimmeeOrlando
Housing$1,520/mo$1,840/mo
Utilities$180/mo$190/mo
Groceries$400/mo$420/mo
Transportation$60/mo$80/mo
Taxes0.83% property tax1.03% property tax
Misc Costs$500/mo$550/mo
Estimated Monthly Total$2,660 in Kissimmee$3,080 in Orlando
Aerial view of downtown Orlando skyline and high-rise buildings at sunset
The Orlando skyline at dusk reflects the city’s vibrant but more costly lifestyle.

6. Lifestyle Fit

Kissimmee offers more affordable housing and a small-town feel, but longer commutes to Orlando job centers. Key considerations:

  • Kissimmee homes are more spacious for the price
  • Orlando has better walkability and public transit
  • Commuting from Kissimmee to Orlando takes 30-40 minutes
  • Orlando has more traffic and noise

7. Frequently Asked Questions

  • Is Kissimmee more affordable than Orlando? Yes, the cost of living is about 15% lower in Kissimmee on average, mainly due to cheaper housing.
  • Which city has lower rent? Kissimmee rent is around 18% lower than Orlando.
  • Where is it cheaper to buy a home? Kissimmee homes cost about $80,000 less than comparable homes in Orlando.

8. Conclusion

Kissimmee offers a lower cost of living than Orlando, especially for housing. It’s great for families who prefer more space over city amenities. However, Orlando can be worth the extra cost for singles or couples who value walkability and shorter commutes.

To see how much you might spend living in Kissimmee, check out these Monthly Budget Examples for Kissimmee Residents. Or for an in-depth look at expenses, see the full Cost of Living in Kissimmee (2025 Guide).