What draws retirees to Clermont, and is it living up to the hype as a Florida retirement destination? With its sunny climate, affordable housing, and growing senior amenities, Clermont has become increasingly popular among retirees looking for a laid-back lifestyle with easy access to healthcare and community resources. We give Clermont a retirement suitability score of 85 out of 100, thanks to its combination of affordability, senior-friendly services, and natural beauty.
Healthcare Access for Seniors
Clermont offers robust healthcare options for seniors, with AdventHealth Clermont being the primary hospital serving the area. This full-service medical center provides a wide range of specialties, including cardiology, orthopedics, and geriatric medicine. Seniors can also access urgent care at facilities like Centra Care and Night Lite Pediatrics Urgent Care, which offer extended hours.
For ongoing care, the Orlando Health network includes primary care physicians and specialists who accept Medicare. Retirees needing physical therapy can visit AdventHealth Sports Med & Rehab or Select Physical Therapy. Prescription access is convenient with major pharmacies like Walgreens, CVS, and Walmart located throughout Clermont.
While Clermont itself has ample healthcare services for routine needs, major medical centers in nearby Orlando, such as Orlando Regional Medical Center and Orlando VA Medical Center, are just a 30-45 minute drive away for advanced care or Veterans Affairs services.
Senior-Friendly Amenities and Services
Clermont offers a variety of amenities geared towards seniors, making daily errands and recreation convenient. The Clermont Arts & Recreation Center hosts activities, classes, and events for adults 55+, including fitness programs, art workshops, and social gatherings. The center also provides transportation to and from the facility for residents.
For shopping needs, Clermont Landing and Clermont Crossings offer grocery stores, pharmacies, and retail shops in one convenient location. Seniors can take advantage of early shopping hours at Publix and Aldi. Meal delivery services like Meals on Wheels are also available for homebound seniors.
The Cooper Memorial Library offers a welcoming space for seniors to read, use computers, and attend events. Retirees looking to continue learning can audit classes at Lake-Sumter State College or participate in workshops through the University of Florida’s Institute of Food and Agricultural Sciences Extension in nearby Tavares.
Cost of Living for Retirees
One of Clermont’s main draws for retirees is its affordable cost of living compared to other Florida retirement destinations. Housing costs are relatively modest, with a median home price of $290,000 as of 2023. Retirees can find a variety of housing options, from 55+ communities like Kings Ridge and Serenoa to single-family homes and low-maintenance condos.
Florida is one of the most tax-friendly states for retirees, with no state income tax on retirement income like 401(k)s, IRAs, or Social Security benefits. Homeowners 65 and older may also qualify for an additional homestead exemption of up to $50,000. Utilities tend to be slightly lower than the national average, and many providers offer senior discounts.
For a more detailed look at expenses, check out our guide on the Cost of Living in Clermont, FL: Full 2025 Breakdown.
| Expense Category | Modest Monthly Budget | Comfortable Monthly Budget |
|---|---|---|
| Housing (Mortgage or Rent) | $800 | $1,500 |
| Healthcare | $500 | $600 |
| Food | $350 | $600 |
| Transportation | $200 | $400 |
| Utilities | $200 | $300 |
| Entertainment | $200 | $400 |
| Miscellaneous | $150 | $300 |
| Total Monthly Budget | $2,400 | $4,100 |
Estimates based on average senior spending patterns and local costs.
Community and Social Opportunities
Clermont’s friendly, small-town atmosphere makes it easy for retirees to get involved and meet new people. The Clermont Senior Club organizes outings, potluck dinners, and holiday celebrations for members. Faith communities like First United Methodist Church and St. Matthias Episcopal Church offer active senior ministries with Bible studies, volunteer projects, and social events.
Outdoor enthusiasts can join walking groups to explore local trails like the Lake Apopka Loop or participate in birdwatching clubs to appreciate Clermont’s natural beauty. The Clermont Performing Arts Center hosts concerts, plays, and cultural events throughout the year, with many daytime performances geared towards seniors.
Clermont’s central location also makes it a convenient spot for visiting family. Orlando International Airport is just a 40-minute drive, and Clermont offers a variety of hotels and vacation rentals for out-of-town guests. Grandchildren will love visiting local attractions like the Presidents Hall of Fame and Revolution Off Road.
Aging in Place Considerations
As seniors age, it’s important to consider factors that enable safe and comfortable living. Clermont offers a variety of resources for home modifications, such as grab bar installation and wheelchair ramp construction, through businesses like Lowe’s and Home Depot.
In-home care services, including companionship, housekeeping, and personal care assistance, are readily available from providers like Comfort Keepers and Home Instead. For seniors needing more support, assisted living communities such as Crane’s View Lodge and Superior Residences of Clermont offer a range of care options.
Clermont’s mild climate and relatively flat terrain make it pedestrian-friendly, although summers can be hot and humid. The city has been working to improve walkability by adding sidewalks and crosswalks in key areas. Emergency services are reliable, with Clermont Fire Department and Lake EMS providing prompt response times.
FAQs About Retirement in Clermont
- What’s the average cost of retirement in Clermont?
Retirees can expect to spend around $2,400 per month for a modest lifestyle or $4,100 for a more comfortable retirement in Clermont. Housing and healthcare tend to be the biggest expenses. - How good is healthcare access for seniors?
Clermont has a strong healthcare infrastructure with AdventHealth Clermont hospital, several urgent care clinics, and ample primary care physicians and specialists who accept Medicare. Major medical centers in Orlando are also within a 45-minute drive. - Are there active senior communities?
Yes, Clermont has several 55+ communities that offer amenities like golf, swimming, fitness centers, and social clubs. Popular options include Kings Ridge, Summit Greens, and Serenoa. - What are the tax implications of retiring in FL?
Florida is very tax-friendly for retirees, with no state income tax on retirement income. Seniors may also qualify for additional property tax exemptions.
Making the Move: Is Clermont Right for Your Retirement?
Clermont offers an appealing mix of affordability, outdoor recreation, senior-focused amenities, and easy access to quality healthcare. Its small-town charm and friendly community make it an attractive option for retirees seeking an active yet laid-back lifestyle.
Of course, no retirement destination is perfect. Clermont’s hot summers and distance from the coast may be drawbacks for some. It’s essential to visit at different times of year and spend time exploring the area before making a decision.
For more insights on what it’s really like to live in Clermont, read our article on the Pros and Cons of Living in Clermont According to Locals. With careful consideration of your priorities and lifestyle preferences, you’ll be well-equipped to determine if retirement living in Clermont is right for you.