Cicero, IL vs. Chicago, IL: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Cicero vs Chicago. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Cicero vs Chicago in 2025.
Imagine Melissa, a young professional considering a move from Chicago to Cicero to save on living expenses. She currently pays $1,800 per month for a small 1-bedroom apartment in Chicago. After some research, she discovers she could rent a more spacious 2-bedroom unit in Cicero for around $1,200. That’s already a savings of $600 per month on housing alone.
Melissa also compares her typical grocery expenses. In Chicago, she spends about $400 per month on food and household items. Looking at average monthly expenses in Cicero, IL, she estimates her grocery bill would decrease to roughly $320. Another $80 in potential monthly savings.
Housing Costs
| Housing Type | Cicero | Chicago |
|---|---|---|
| Median 2BR Apartment Rent | $1,100 | $1,600 |
| Median 3BR House Price | $250,000 | $450,000 |
🏆 Winner: Cicero
Utilities and Energy Costs
Utility costs are fairly comparable between Cicero and Chicago. Both cities experience cold winters that drive up heating bills. In the summer, many residents run air conditioning which increases electricity usage. Expect to budget around $150-200 per month for a typical 2BR apartment in either location.
🏆 Winner: Tie
Groceries and Daily Expenses
Grocery costs tend to be 10-20% lower in Cicero compared to Chicago on average. A gallon of milk is about $0.50 cheaper in Cicero, while a loaf of bread might save you $0.25-0.50. These small differences add up over time. Restaurant prices are also a bit lower in Cicero overall.
For a more detailed look, check out this guide on the cost of living in Cicero, IL and what you’ll really spend in 2025.
🏆 Winner: Cicero
Taxes and Fees
Both Cicero and Chicago have relatively high property tax rates compared to the national average. However, Cicero’s median home values are significantly lower than Chicago, so the actual dollar amount paid is less in Cicero.
Cicero’s property tax rate is around 2.7% vs Chicago at 2.1%. But for a $250K house in Cicero, that equals $6,750 per year. The same priced home would be very difficult to find in Chicago proper.
🏆 Winner: Cicero
Cost Summary Table
| Category | Cicero | Chicago |
|---|---|---|
| Housing (2BR Rent) | $1,100 | $1,600 |
| Utilities | $180 | $180 |
| Groceries | $320 | $400 |
| Transportation | $60 | $100 |
| Taxes (2.7% vs 2.1%) | $563 | $788 |
| Misc Expenses | $200 | $250 |
| Estimated Monthly Total | $2,423 | $3,318 |
*Figures shown are estimates based on pre-tax monthly income. Actual expenses may vary.
Lifestyle Fit
Cicero offers a quieter, more suburban lifestyle compared to the dense urban environment of Chicago. Homes have more space and yards are common. However, commute times are longer and public transit is limited. Walkability also tends to be lower in Cicero.
Chicago averages about 5°F cooler than Cicero during summer months. So if you prefer milder weather, Chicago may be more comfortable.
Frequently Asked Questions
Is Cicero more affordable than Chicago?
Yes, the cost of living is notably lower in Cicero. Housing is the biggest factor, with prices around 30-40% less than comparable properties in Chicago.
Which city has lower rent?
Cicero has significantly lower rent prices. A 2BR apartment averages $1,100 per month compared to $1,600 in Chicago.
Where is it cheaper to buy a home?
Cicero offers much lower home prices. The median cost for a 3BR house is around $250,000, while in Chicago it’s closer to $450,000.
Conclusion
Overall, Cicero provides a meaningfully lower cost of living compared to Chicago. Families or individuals looking to save on housing and have a more suburban lifestyle will find Cicero very appealing. However, those who prefer walkability, abundant amenities, and shorter commutes may find the higher costs of Chicago worthwhile.
Be sure to evaluate your own budget and preferences carefully. For more Illinois city comparisons, check out our other cost of living breakdowns.