Skokie, IL vs. Chicago, IL: Cost of Living Comparison (2025)
Many assume that living in the Chicago suburbs like Skokie is always more affordable than the city itself. But is that really true? This article provides a detailed cost of living comparison between Skokie and Chicago. It’s perfect for families relocating, professionals choosing between job offers, or anyone comparing the real costs of living in these two Illinois cities in 2025.
1. Housing Costs
Housing is typically the biggest factor in cost of living. Here’s how Skokie and Chicago stack up:
| Housing Type | Skokie | Chicago |
|---|---|---|
| Median 2BR Apartment Rent | $1,850 | $2,400 |
| Median 3BR Home Price | $450,000 | $550,000 |
🏆 Winner: Skokie. Rent and home prices tend to be 15-20% lower in Skokie compared to Chicago proper.
2. Utilities and Energy Costs
Utility costs are fairly similar between the two cities. Expect to pay around $200-250 per month for electricity, gas, water, and trash for a 2BR apartment in either location. Costs may be slightly higher in winter due to heating.
🏆 Winner: Tie. Utility costs are comparable in Skokie and Chicago.
3. Groceries and Daily Expenses
Grocery costs in Skokie tend to be 5-10% lower than in Chicago. A gallon of milk averages $3.50 in Skokie compared to $4 in the city. Restaurant prices are also slightly lower in the suburbs.
🏆 Winner: Skokie, but the difference is minor. Sample monthly budgets for Skokie show you can expect to spend around $400-500 per month on groceries for a family of 2-3.
4. Taxes and Fees
Both cities have relatively high property taxes (2-2.5% of home value), but Skokie’s tend to be slightly lower. Chicago also has higher sales tax (10.25% vs 9.75% in Skokie).
🏆 Winner: Skokie. You’ll pay a bit less in taxes living in the suburbs.
Cost of Living in Skokie vs Chicago
| Category | Skokie | Chicago |
|---|---|---|
| Housing | $1,850 | $2,400 |
| Utilities | $225 | $240 |
| Groceries | $450 | $500 |
| Transportation | $75 | $100 |
| Taxes | $600 | $750 |
| Misc | $400 | $500 |
| Estimated Monthly Total | $3,600 | $4,490 |
Figures are estimates based on a 2BR apartment for a working couple. See a full cost of living breakdown for Skokie.
6. Lifestyle Fit
Skokie offers more space for your money, with larger apartments and homes than you’ll find in Chicago. It’s also quieter and more family-friendly. However, Chicago boasts better walkability, public transit, and nightlife. Winters are typically 5°F colder in Skokie than in Chicago.
7. FAQ
- Q: Is Skokie more affordable than Chicago?
A: Yes, the cost of living is around 15-20% lower in Skokie, mainly due to cheaper housing. - Q: Which city has lower rent?
A: Skokie. Rent prices are around 20% lower than in Chicago. - Q: Where is it cheaper to buy a home?
A: Skokie. The median home price is nearly $100K lower than in Chicago.
8. Conclusion
While Skokie offers a lower cost of living overall, with cheaper housing, lower taxes, and slightly lower food costs, Chicago is still attractive for its amenities and lifestyle. Suburbs like Skokie are ideal for families looking for affordable space, while young professionals may prefer Chicago for its walkability and nightlife despite the higher costs.
Ultimately, the right choice depends on your budget, housing needs, and lifestyle priorities. Be sure to compare cost of living figures for other Illinois cities before making a decision.