Costa Mesa, CA vs. Irvine, CA: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Costa Mesa vs Irvine. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Costa Mesa vs Irvine in 2025.
1. Housing Costs
Housing is the biggest factor in the cost of living in Costa Mesa vs Irvine. Here’s how typical rent and mortgage prices compare:
| Housing Type | Costa Mesa | Irvine |
|---|---|---|
| 2BR Apartment (Monthly Rent) | $2,800 | $3,200 |
| 3BR Home (Median Price) | $1.1M | $1.4M |
🏆 Winner: Costa Mesa. Housing costs about 10-20% less in Costa Mesa compared to Irvine.
2. Utilities and Energy Costs
Utility bills are similar between the two cities. In Costa Mesa, expect to pay around $180/month for electricity, gas, water, and trash. Irvine utility costs average $200/month. Both cities have warm summers, so A/C usage peaks from June to September.
🏆 Winner: Costa Mesa, but only by a small margin. Utility costs are comparable.
3. Groceries and Daily Expenses
Groceries, dining out, and everyday goods cost about the same in Costa Mesa and Irvine. A gallon of milk averages $4.50 in both cities. Restaurant prices are nearly identical, though Irvine has slightly more upscale options that can be pricier.
🏆 Winner: Tie. Grocery and daily living costs are neck and neck.
4. Taxes and Fees
Property taxes are 1.1% in Costa Mesa and 1.2% in Irvine. Costa Mesa has lower city service fees, while Irvine HOA fees tend to be higher. Vehicle registration fees are the same statewide.
🏆 Winner: Costa Mesa. Lower property taxes and city fees give it the edge.
5. Cost Summary Table
| Category | Costa Mesa | Irvine |
|---|---|---|
| Housing (3BR Home) | $4,400 | $5,600 |
| Utilities | $180 | $200 |
| Groceries | $500 | $500 |
| Transportation | $120 | $100 |
| Taxes & Fees | $800 | $1,000 |
| Misc | $400 | $500 |
| Estimated Monthly Total | $6,400 | $7,900 |
Note: All income figures are expressed in gross monthly income (pre-tax).
6. Lifestyle Fit
Costa Mesa offers more space for the money, while Irvine is more walkable. Irvine has an easier commute to major employment hubs. Costa Mesa is a bit noisier due to traffic and proximity to John Wayne Airport.
Quick Facts:
🌡️ Both cities have a warm, sunny climate year-round.
🚌 Irvine has more public transportation options than Costa Mesa.
7. FAQ
Q: Is Costa Mesa more affordable than Irvine?
A: Yes, the cost of living is about 15-20% lower in Costa Mesa compared to Irvine, mainly due to cheaper housing.
Q: Which city has lower rent?
A: Costa Mesa has lower rental prices. A 2BR apartment averages $2,800/month vs. $3,200/month in Irvine.
Q: Where is it cheaper to buy a home?
A: Median home prices are about $300,000 less in Costa Mesa than Irvine, so your mortgage payment will be lower.
8. Conclusion
Costa Mesa is the more affordable option overall, best for those prioritizing space and budget. Irvine’s higher costs get you a newer home, more walkability, and an easier commute. See a detailed monthly budget for Costa Mesa or read an overview of the cost of living in Costa Mesa in 2025.
Ultimately, both Costa Mesa and Irvine provide a high quality of life – it just depends on your budget and lifestyle. We recommend visiting each city in person before making a move. Explore different neighborhoods, check out local amenities, and get a true feel for what life would be like in Costa Mesa vs. Irvine.