Orlando, FL vs. Lakeland, FL: Cost of Living Comparison (2025)
Deciding between Orlando and Lakeland, Florida for your next move? This cost of living comparison breaks down the key differences in housing, utilities, groceries, taxes and more between these two Central Florida cities. Whether you’re relocating for work, looking to buy a home, or renting in a new city, we’ll help you determine which location best fits your lifestyle and budget in 2025.

Housing Costs
Housing is often the biggest factor in the cost of living. Here’s how typical rent and mortgage costs compare for common housing types in Orlando vs Lakeland:
Housing Type | Orlando | Lakeland |
---|---|---|
2BR Apartment (Rent) | $1,800 | $1,400 |
3BR House (Mortgage) | $2,200 | $1,800 |
๐ Winner: Lakeland. Housing costs are about 20-25% lower in Lakeland compared to Orlando.
Utilities and Energy Costs
Utility bills are another important monthly expense. In Central Florida, expect higher electric bills in the summer to keep your home cool. Typical utility costs:
- Orlando: $180-$250/month
- Lakeland: $150-$220/month
Both cities offer programs like off-peak rates to help manage costs. Lakeland utilities also include free curbside trash and recycling pickup.
๐ Winner: Lakeland has a slight edge on utility costs and perks.
Groceries and Daily Expenses
Food is another key part of your monthly budget. Grocery costs are fairly similar between the two cities, with Lakeland averaging about 5% lower prices than Orlando on everyday items. Eating out is also a bit cheaper in Lakeland.
๐ Winner: Lakeland for slightly lower food costs across the board.

Taxes and Fees
Don’t overlook taxes and city fees in your cost of living comparison. Key differences:
- Property Taxes: Both cities have tax rates around 1.1% (slightly higher in Orlando)
- HOA Fees: More common in Orlando, where they often include extras like lawn care and amenities
- Vehicle Registration: About 10% cheaper in Polk County (Lakeland) than Orange County
๐ Winner: Lakeland has an advantage on most taxes and fees.
Cost of Living Summary
Category | Orlando | Lakeland |
---|---|---|
Housing | $2,000 | $1,600 |
Utilities | $220 | $190 |
Groceries | $400 | $380 |
Transportation | $100 | $80 |
Taxes | $250 | $200 |
Misc | $400 | $350 |
Estimated Monthly Total | $3,370 | $2,800 |
Overall, the cost of living in Lakeland is about 15-20% lower than Orlando. For a typical household, that could mean saving $500 or more per month.
Lifestyle Fit
Of course, cost is just one factor in choosing a place to live. Some other considerations:
- Orlando offers more big-city amenities, tourism hotspots, and a busier pace of life
- Lakeland has a more suburban feel with easier access to nature and a slower pace
- Orlando summers average 5ยฐF hotter than Lakeland
- Lakeland has 20% less traffic congestion than Orlando
Lakeland can be a great pick for those seeking affordability and room to spread out. Meanwhile, Orlando appeals to those who prefer an urban lifestyle with world-class attractions in their backyard. Examine your priorities to see which city suits you best.
Frequently Asked Questions
Is Orlando more affordable than Lakeland?
No, Lakeland is generally 15-20% cheaper than Orlando. Housing and utilities tend to be the biggest areas of savings.
Which city has lower rent?
Lakeland has lower rent, with a typical 2BR apartment costing about $1,400/month compared to $1,800/month in Orlando.
Where is it cheaper to buy a home?
Lakeland has lower home prices on average. A budget of $400,000 will go much further in Lakeland than Orlando.
Conclusion
Orlando and Lakeland are two very different cities that appeal to different lifestyles. Lakeland is ideal for those seeking an affordable cost of living, a suburban atmosphere, and proximity to Tampa. It’s great for families and remote workers. Orlando is better suited for those who prefer a faster pace, big-city amenities, and don’t mind paying a bit more for the lifestyle.
Whichever you choose, be sure to dive into the details of your monthly budget and cost of living to ensure a smooth transition. Consider other nearby cities as well to find the ideal spot in Central Florida for you.